| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY LLC | PO BOX 373 TAMPA, FL 33601 | BLUE CROSS BLUE SHIELD OF FLORIDA | $42K | — | $42K | 6.00% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY, LLC | PO BOX 373 TAMPA, FL 33601 | HEALTH OPTIONS, INC. | $22K | — | $22K | 6.00% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON CO LLC | PO BOX 373 TAMPA, FL 33601 | USABLE LIFE | $13K | — | $13K | 12.83% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY, LLC | PO BOX 373 TAMPA, FL 33601 | FLORIDA COMBINED LIFE | $4K | — | $4K | 5.28% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY LLC | 300 WEST PLATT STREET TAMPA, GA 33606 | METROPOLITAN LIFE INSURANCE COMPANY | $161 | — | $161 | 1.69% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVENUE SOUTH SUITE 501 ISELIN, NJ 08830 | USABLE LIFE | $751 | — | $751 | 14.64% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON CO LLC | 300 WEST PLATT STREET TAMPA, FL 33606 | USABLE LIFE | $322 | — | $322 | 6.28% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PARKWAY #DC/2 JACKSONVILLE, FL 32246 | USABLE LIFE | — | $2 | $2 | 0.04% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE | 99 WOOD AVENUE SOUTH SUITE 501 ISELIN, NJ 08830 | USABLE LIFE | $170 | — | $170 | 4.24% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY LLC | 300 WEST PLATT STREET TAMPA, FL 33606 | USABLE LIFE | $74 | — | $74 | 1.85% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PARKWAY JACKSONVILLE, FL 32246 | USABLE LIFE | — | $14 | $14 | 0.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 161 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 161 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 72 | $1.1M |
| Dental | FLORIDA COMBINED LIFE | 119 | $74K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 201 | $10K |
| Life insurance | USABLE LIFE | 160 | $100K |
| Short-term disability | USABLE LIFE | 160 | $100K |
| Long-term disability | USABLE LIFE | 160 | $100K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 72 | $1.1M |
| Other(3 contracts) | USABLE LIFE | 160 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 201 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.