| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 300 N. BEACH ST. DAYTONA BEACH, FL 32114 | BLUE CROSS BLUE SHIELD OF FLORIDA | $42K | — | $42K | 6.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 300 N. BEACH ST. DAYTONA BEACH, FL 32114 | HEALTH OPTIONS, INC. | $16K | — | $16K | 6.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 300 N. BEACH STREET DAYTONA BEACH, FL 32114 | USABLE LIFE | $9K | — | $9K | 10.53% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON CO LLC | 300 W PLATT ST STE 200 TAMPA, FL 33606 | USABLE LIFE | $982 | — | $982 | 1.11% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PARKWAY #DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $884 | — | $884 | 1.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 300 N. BEACH STREET DAYTONA BEACH, FL 32114 | FLORIDA COMBINED LIFE | $3K | — | $3K | 4.43% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY, LLC | PO BOX 373 TAMPA, FL 33601 | FLORIDA COMBINED LIFE | $646 | — | $646 | 0.91% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | PO BOX 745961 ATLANTA, GA 30374 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $712 | — | $712 | 7.47% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY LLC | 300 WEST PLATT STREET TAMPA, GA 33606 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $161 | — | $161 | 1.69% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVENUE SOUTH SUITE 501 ISELIN, NJ 08830 | USABLE LIFE | $849 | — | $849 | 19.24% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN FLORIDA- JACKSONVILLE | 10151 DEERWOOD PARK BLVD B100 S100 JACKSONVILLE, FL 32258 | USABLE LIFE | $258 | — | $258 | 5.85% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON CO LLC | 300 WEST PLATT STREET TAMPA, FL 33606 | USABLE LIFE | $106 | — | $106 | 2.40% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE | 99 WOOD AVENUE SOUTH SUITE 501 ISELIN, NJ 08830 | USABLE LIFE | $348 | — | $348 | 9.71% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN FLORIDA- JACKSONVILLE | 10151 DEERWOOD CAMPUS PARKWAY JACKSONVILLE, FL 32258 | USABLE LIFE | $115 | — | $115 | 3.21% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY LLC | 300 WEST PLATT STREET TAMPA, FL 33606 | USABLE LIFE | $35 | — | $35 | 0.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 171 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 82 | $976K |
| Dental | FLORIDA COMBINED LIFE | 123 | $71K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 134 | $10K |
| Life insurance | USABLE LIFE | 171 | $89K |
| Short-term disability | USABLE LIFE | 171 | $89K |
| Long-term disability | USABLE LIFE | 171 | $89K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 82 | $976K |
| Other(3 contracts) | USABLE LIFE | 171 | $97K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.