| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STAHL & ASSOCIATES INSURANCE INC.3 | 3939 TAMPA RD OLDSMAR, FL 346773104 | BLUE CROSS BLUE SHIELD OF FLORIDA | $24K | — | $24K | 6.00% |
| STAHL & ASSOCIATES INSURANCE INC.3 | 3939 TAMPA RD OLDSMAR, FL 346773104 | BLUE CROSS BLUE SHIELD OF FLORIDA | $19K | — | $19K | 6.00% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE | 3939 TAMPA RD OLDSMAR, FL 346773104 | FLORIDA COMBINED LIFE | $9K | — | $9K | 12.30% |
| JOHN GOERGEN3 Filed as: JOHN LIGHT | FLORIDA BLUE 4800 DEERWOOD CAMPUS PKWY #DC2/2 JACKONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $237 | — | $237 | 0.33% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 220 S RIDGEWOOD AVE DAYTONA BEACH, FL 32114 | BLUE CROSS BLUE SHIELD OF FLORIDA | $4K | — | $4K | 6.00% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE | 3939 TAMPA RD OLDSMAR, FL 346773104 | FLORIDA COMBINED LIFE | $3K | — | $3K | 4.91% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 220 S RIDGEWOOD AVE DAYTONA BEACH, FL 32114 | FLORIDA COMBINED LIFE | $276 | — | $276 | 0.42% |
| FLORIDA BLUE3 Filed as: JASON FROMI FLORIDA BLUE | 4800 DEERWOOD CAMPUS PKWY #DC/2 JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $127 | — | $127 | 0.20% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 220 S RIDGEWOOD AVE DAYTONA BEACH, FL 32114 | BLUE CROSS BLUE SHIELD OF FLORIDA | $4K | — | $4K | 6.00% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE, INC. | 110 CARILLON PARKWAY SAINT PETERSBURG, FL 33716 | ADVANTICA INSURANCE COMPANY | $438 | — | $438 | 7.70% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN, INC. OF DAYTONA BEA | 220 S RIDGEWOOD AVE DAYTONA BEACH, FL 32114 | ADVANTICA INSURANCE COMPANY | $204 | — | $204 | 3.59% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | BLUE CROSS BLUE SHIELD OF FLORIDA | 58 | $863K |
| Dental | FLORIDA COMBINED LIFE | 112 | $65K |
| Vision | ADVANTICA INSURANCE COMPANY | 189 | $6K |
| Life insurance | FLORIDA COMBINED LIFE | 142 | $71K |
| Short-term disability | FLORIDA COMBINED LIFE | 142 | $71K |
| Long-term disability | FLORIDA COMBINED LIFE | 142 | $71K |
| Prescription drug(2 contracts) | BLUE CROSS BLUE SHIELD OF FLORIDA | 58 | $130K |
| Other | FLORIDA COMBINED LIFE | 142 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 189 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.