| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA INC | PO BOX 162207 ALTAMONTE SPRINGS, FL 327162207 | BLUE CROSS BLUE SHIELD OF FLORIDA | $14K | — | $14K | 2.46% |
| INSURANCE OFFICE OF AMERICA3 | 1855 W. STATE RD 434 LONGWOOD, FL 327505069 | PRINCIPAL LIFE INSURANCE COMPANY | $14K | $928 | $14K | 12.90% |
| ENROLLMENT ALLIANCE LLC3 | 1302 SILKY SULLIVAN WAY CANTON, GA 33605 | PRINCIPAL LIFE INSURANCE COMPANY | — | $4K | $4K | 3.21% |
| VELOCITY BENEFITS3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | PRINCIPAL LIFE INSURANCE COMPANY | — | $47 | $47 | 0.04% |
| INSURANCE OFFICE OF AMERICA3 | PO BOX 162207 ATLAMONTE SPRINGS, FL 32716 | HEALTH OPTIONS, INC. | $479 | — | $479 | 2.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 204 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 204 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 80 | $605K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 290 | $112K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 290 | $112K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 290 | $112K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 290 | $112K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 290 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.