| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | PO BOX 95287 CHICAGO, IL 60694 | HARTFORD LIFE AND ACCIDENT | $452K | $46K | $498K | 15.38% |
| CLARITY BENEFIT CONSULTING LLC3 | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 300097614 | HARTFORD LIFE AND ACCIDENT | $24K | $0 | $24K | 0.73% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SVCS INC | 701 B STREET 6TH FLR SAN DIEGO, CA 92101 | HARTFORD LIFE AND ACCIDENT | $0 | $11K | $11K | 0.35% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30004 | MINNESOTA LIFE INSURANCE COMPANY | $58K | $74K | $132K | 4.57% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 2601 CAMBRIDGE CT STE 435 AUBURN HILLS, MI 300097614 | VISION SERVICE PLAN | $84K | $0 | $84K | 5.19% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 95287 CHICAGO, IL 60694 | VISION SERVICE PLAN | $38K | $0 | $38K | 2.31% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30004 | MINNESOTA LIFE INSURANCE COMPANY | $24K | $31K | $55K | 4.57% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30004 | MINNESOTA LIFE INSURANCE COMPANY | $8K | $10K | $18K | 4.55% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES HOUSTON LLC | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 30009 | METROPOLITAN LIFE INSURANCE COMPANY | $57K | $10K | $67K | 26.14% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 10 ALMADEN BLVD STE 650 SAN JOSE, CA 95113 | METROPOLITAN LIFE INSURANCE COMPANY | $868 | $0 | $868 | 0.34% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 2.33% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 10 ALMADEN BLVD STE 650 SAN JOSE, CA 951132237 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $90 | $3K | 1.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,494 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 232 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 962 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,688 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 336 | $6.6M |
| Dental(2 contracts, 2 carriers) | TRIPLE S SALUD INC | 89 | $874K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 8,384 | $1.8M |
| Life insurance(2 contracts) | MINNESOTA LIFE INSURANCE COMPANY | 14,873 | $4.1M |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 4,075 | $3.3M |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 4,075 | $3.4M |
| Prescription drug(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 336 | $6.6M |
| Other(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 14,873 | $5.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,873 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.