| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30004 | MINNESOTA LIFE INSURANCE COMPANY | $62K | $79K | $141K | 4.54% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2601 CAMBRIDGE CT STE 435 AUBURN HILLS, MI 48326 | VISION SERVICE PLAN | $138K | — | $138K | 7.50% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30004 | MINNESOTA LIFE INSURANCE COMPANY | $21K | $26K | $47K | 4.54% |
| CLARITY BENEFIT CONSULTING LLC3 | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 300097614 | HARTFORD LIFE AND ACCIDENT | $22K | — | $22K | 2.80% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SVCS INC | 701 B STREET 6TH FLR SAN DIEGO, CA 92101 | HARTFORD LIFE AND ACCIDENT | — | $9K | $9K | 1.09% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 2601 CAMBRIDGE COURT BUILDING II, SUITE 435, 4TH FL AUBURN HILLS, MI 48326 | HARTFORD LIFE AND ACCIDENT | $161K | — | $161K | 21.72% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | HARTFORD LIFE AND ACCIDENT | — | $16K | $16K | 2.22% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 2601 CAMBRIDGE COURT BUILDING II, SUITE 435, 4TH FL AUBURN HILLS, MI 48326 | HARTFORD LIFE AND ACCIDENT | $120K | — | $120K | 21.72% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | HARTFORD LIFE AND ACCIDENT | — | $12K | $12K | 2.25% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 2601 CAMBRIDGE COURT BUILDING II, SUITE 435, 4TH FL AUBURN HILLS, MI 48326 | HARTFORD LIFE AND ACCIDENT | $101K | — | $101K | 21.72% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | HARTFORD LIFE AND ACCIDENT | — | $10K | $10K | 2.24% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 2601 CAMBRIDGE COURT BUILDING II, SUITE 435, 4TH FL AUBURN HILLS, MI 48326 | HARTFORD LIFE AND ACCIDENT | $96K | — | $96K | 21.74% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | HARTFORD LIFE AND ACCIDENT | — | $10K | $10K | 2.24% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30004 | MINNESOTA LIFE INSURANCE COMPANY | $8K | $11K | $20K | 4.63% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES HOUSTON LLC | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 300097614 | METROPOLITAN LIFE INSURANCE COMPANY | $51K | $6K | $57K | 25.19% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 177 PARK AVE FL 3 ATTN JAMES PEDERSON SAN JOSE, CA 951132259 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.52% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 WEXT GOLF RD 5TH FLOOR ROLLING MEADOWS, IL 60008 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 3.25% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.17% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 177 PARK AVE FL 3 ATTN JAMES PEDERSON SAN JOSE, CA 951132259 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $35 | $2K | 0.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,095 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 352 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 485 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 17,932 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 391 | $7.1M |
| Dental(2 contracts, 2 carriers) | TRIPLE S SALUD INC | 99 | $883K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 10,079 | $2.0M |
| Life insurance(2 contracts) | MINNESOTA LIFE INSURANCE COMPANY | 16,202 | $4.1M |
| Short-term disability | TRIPLE-S VIDA INC | 125 | $19K |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 4,276 | $962K |
| Prescription drug(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 391 | $7.1M |
| Other(7 contracts, 3 carriers) | MINNESOTA LIFE INSURANCE COMPANY | 16,202 | $3.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 16,202 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.