| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | MINNESOTA LIFE INSURANCE COMPANY | $42K | $51K | $93K | 4.42% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 30150 TELEGRAPH RD SUITE 408 BINGHAM FARMS, MI 480255708 | VISION SERVICE PLAN | $98K | — | $98K | 6.92% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE INC | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | MINNESOTA LIFE INSURANCE COMPANY | $16K | $20K | $36K | 4.42% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 30150 TELEGRAPH RD STE 408 BINGHAM FARM, MI 48025 | HARTFORD LIFE AND ACCIDENT | $119K | — | $119K | 20.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SEVCS INC | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | HARTFORD LIFE AND ACCIDENT | — | $35K | $35K | 5.95% |
| CLARITY BENEFIT CONSULTING LLC3 Filed as: CLARITY BENEFIT COUNSULTING LLC | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 300097614 | HARTFORD LIFE AND ACCIDENT | $19K | — | $19K | 3.28% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SVCS INC | 701 B STREET 6TH FLR SAN DIEGO, CA 92101 | HARTFORD LIFE AND ACCIDENT | — | $5K | $5K | 0.83% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 30150 TELEGRAPH RD STE 408 BINGHAM FARMS, MI 48025 | HARTFORD LIFE AND ACCIDENT | $91K | — | $91K | 20.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 30150 TELEGRAPH RD STE 408 BINGHAM FARMS, MI 48025 | HARTFORD LIFE AND ACCIDENT | $77K | — | $77K | 20.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | HARTFORD LIFE AND ACCIDENT | — | $23K | $23K | 5.95% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | MINNESOTA LIFE INSURANCE COMPANY | $8K | $9K | $17K | 4.43% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 30150 TELEGRAPH RD STD 408 BINGHAM FARMS, MI 48025 | HARTFORD LIFE AND ACCIDENT | $73K | — | $73K | 20.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | HARTFORD LIFE AND ACCIDENT | — | $21K | $21K | 5.87% |
| CETERA ADVISOR NETWORKS LLC3 | 200 N SEPULVEDA BLVD SUITE 1300 ATTN COMMISSION DEPT EL SEQUNDO, CA 902455672 | MINNESOTA LIFE INSURANCE COMPANY | $25K | — | $25K | 7.42% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES HOUSTON LLC | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 300097614 | METROPOLITAN LIFE INSURANCE COMPANY | $61K | $5K | $66K | 29.29% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 177 PARK AVE FL 3 ATTN JAMES PEDERSON SAN JOSE, CA 951132259 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.67% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SVCS | — | AETNA LIFE INSURANCE CO. | — | $3K | $3K | 1.70% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | AETNA LIFE INSURANCE CO. | $3K | — | $3K | 1.29% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.18% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 177 PARK AVE FL 3 ATTN JAMES PEDERSON SAN JOSE, CA 951132259 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $84 | $1K | 1.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,444 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 254 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 426 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 17,124 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 441 | $7.2M |
| Dental(2 contracts, 2 carriers) | TRIPLE S SALUD INC | 110 | $854K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 8,881 | $1.6M |
| Life insurance(3 contracts) | MINNESOTA LIFE INSURANCE COMPANY | 15,355 | $3.3M |
| Short-term disability | TRIPLE-S VIDA INC | 127 | $19K |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 3,511 | $719K |
| Prescription drug(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 441 | $7.2M |
| Other(7 contracts, 3 carriers) | MINNESOTA LIFE INSURANCE COMPANY | 15,355 | $3.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,355 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.