| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS TECHNOLOGIES DIVISION 73 | 8110 CYPRESS PLAZA DR SUITE 201 JACKSONVILLE, FL 32256 | FLORIDA BLUE | $54K | — | $54K | 15.00% |
| BENEFITS TECHNOLOGIES LLC Filed as: BENEFITS TECHNOLOGIES DIVISION7 LLC | 1200 E TAFT AVE SAPULA, OK 74066 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | — | $13K | 10.40% |
| BENEFITS TECHNOLOGIES DIVISION 73 | 1200 EAST TAFT AVENUE SAPULA, OK 74066 | CIGNA GROUP INSURANCE | $10K | — | $10K | 14.53% |
| BENEFITS TECHNOLOGIES LLC3 Filed as: BENEFITS TECHNOLOGIES DIVISION | 1200 EAST TAFT AVENUE SAPULA, OK 74066 | CIGNA GROUP INSURANCE | $8K | — | $8K | 15.00% |
| US BENTEC WORKPLACE SOLUTIONS3 | 99 WOOD AVENUE SOUTH SUITE 501 ISELIN, NJ 08830 | ALLSTATE BENEFITS | $9K | — | $9K | 23.45% |
| BENEFITS TECHNOLOGIES DIVISION 73 | 1200 EAST TAFT AVENUE SAPULA, OK 74066 | CIGNA GROUP INSURANCE | $5K | — | $5K | 15.00% |
| BENEFITS TECHNOLOGIES LLC3 Filed as: BENEFITS TECHNOLOGIES DIVISION | 1200 EAST TAFT AVE SAPULA SAPULA, OK 74066 | CIGNA GROUP INSURANCE | $1K | — | $1K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUECROSS BLUESHIELD OF FLORIDA EIN 59-2015694 CONTRACT ADMINISTATOR | Contract Administrator Service code 13 | 111 FOUNDERS PLAZA SUITE 1805 EAST HARTFORD, CT 06108 | $137K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 182 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ALLSTATE BENEFITS | 23 | $38K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 391 | $121K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 391 | $121K |
| Life insurance(3 contracts, 2 carriers) | CIGNA GROUP INSURANCE | 23 | $96K |
| Short-term disability | CIGNA GROUP INSURANCE | 0 | $34K |
| Long-term disability | CIGNA GROUP INSURANCE | 0 | $68K |
| Stop-loss / reinsurancereinsurance | FLORIDA BLUE | 182 | $359K |
| Other | CIGNA GROUP INSURANCE | 0 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 391 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.