| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS TECHNOLOGIES LLC3 Filed as: BENEFITS TECHNOLOGIES DIVISION | 8110 CYPRESS PLAZA DR SUITE 201 JACKSONVILLE, FL 32256 | FLORIDA BLUE | $32K | — | $32K | 15.00% |
| BENEFITS TECHNOLOGIES LLC3 Filed as: BENEFITS TECHNOLOGIES DIVISION | 8110 CYPRESS PLAZA DR SUITE 201 JACKSONVILLE, FL 32256 | BLUE CROSS BLUE SHIELD OF FLORIDA | $9K | $88K | $98K | 110.72% |
| BENEFITS TECHNOLOGIES LLC3 Filed as: BENEFITS TECHNOLOGIES DIVISION | 8110 CYPRESS PLAZA DR SUITE 201 JACKSONVILLE, FL 32256 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 9.93% |
| BENEFITS TECHNOLOGIES LLC3 Filed as: BENEFITS TECHNOLOGIES DIVISION | 8110 CYPRESS PLAZA DR SUITE 201 JACKSONVILLE, FL 32256 | CIGNA GROUP INSURANCE | $7K | $623 | $8K | 16.29% |
| BENEFITS TECHNOLOGIES LLC Filed as: BENEFITS TECHNOLOGIES DIVISION | 8110 CYPRESS PLAZA DR SUITE 201 JACKSONVILLE, FL 32256 | CIGNA GROUP INSURANCE | $7K | $642 | $8K | 16.33% |
| BENEFITS TECHNOLOGIES LLC3 Filed as: BENEFITS TECHNOLOGIES DIVISION | 8110 CYPRESS PLAZA DR SUITE 201 JACKSONVILLE, FL 32256 | ALLSTATE BENEFITS | $11K | — | $11K | 23.36% |
| BENEFITS TECHNOLOGIES LLC3 Filed as: BENEFITS TECHNOLOGIES DIVISION | 8110 CYPRESS PLAZA DR STE 201 SUITE 201 JACKSONVILLE, FL 32256 | CIGNA GROUP INSURANCE | $3K | $302 | $4K | 16.30% |
| PIERCE DWIGHT-RICHTER3 | 8110 CYPRESS PLAZA DRIVE SUITE 201 JACKSONVILLE, FL 32256 | HUMANA INSURANCE COMPANY OF NY | $1K | — | $1K | 9.98% |
| BENEFITS TECHNOLOGIES LLC3 Filed as: BENEFITS TECHNOLOGIES DIVISION | 8110 CYPRESS PLAZA DR SUITE 201 JACKSONVILLE, FL 32256 | CIGNA GROUP INSURANCE | $839 | $72 | $911 | 16.29% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUECROSS BLUESHIELD OF FLORIDA EIN 59-2015694 CONTRACT ADMINISTATOR | Contract Administrator Service code 13 | 111 FOUNDERS PLAZA SUITE 1805 EAST HARTFORD, CT 06108 | $88K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 182 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 115 | $135K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 182 | $68K |
| Vision | HUMANA INSURANCE COMPANY OF NY | 82 | $13K |
| Life insurance(3 contracts, 2 carriers) | CIGNA GROUP INSURANCE | 16 | $101K |
| Short-term disability | CIGNA GROUP INSURANCE | 0 | $23K |
| Long-term disability | CIGNA GROUP INSURANCE | 0 | $48K |
| Stop-loss / reinsurancereinsurance | FLORIDA BLUE | 115 | $215K |
| Other | CIGNA GROUP INSURANCE | 0 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 182 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.