| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $92K | $92K | 2.04% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WEBTPA EIN 75-2611444 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $2.0M |
| FIDELITY INVESTMENTS INSTITUTIONAL EIN 04-2647786 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication; Contract Administrator Service code 13 | — | $744K |
| ALIGHT EIN 82-1061233 NONE | Participant communication; Contract Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $397K |
| SILVERSCRIPT INSURANCE CO EIN 20-2833904 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $371K |
| 98POINT6 EIN 47-3490194 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $67K |
| CROWE LLP EIN 35-0921680 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $67K |
| EDH HOLDINGS LLC EIN 45-3780484 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $56K |
| SSDC SERVICES EIN 38-3357459 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $54K |
| CAREMARK EIN 95-3382344 NONE | Participant communication; Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $47K |
| FINHEALTH INC EIN 46-4753335 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $34K |
| RX SAVINGS SOLUTIONS EIN 26-3642434 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $26K |
| LYRA HEALTH INC EIN 47-2935915 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $22K |
| CONTIGO HEALTH LLC EIN 34-1593929 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $13K |
| BANK OF NEW YORK MELLON EIN 13-5160382 TRUSTEE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $9K |
| CONNECTYOURCARE, LLC EIN 26-1274092 NONE | Direct payment from the plan; Contract Administrator; Participant communication Service code 13 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,420 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1,698 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 597 | $261K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,524 | $5.1M |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,524 | $5.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,524 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.