| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $50K | $50K | 1.09% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WEBTPA EIN 75-2611444 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $2.1M |
| FIDELITY INSTITUTIONAL EIN 04-2647786 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Participant communication Service code 13 | — | $735K |
| CAREMARK EIN 95-3382344 NONE | Participant communication; Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $569K |
| ALIGHT EIN 82-1061233 NONE | Contract Administrator; Participant communication; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $167K |
| CIGNA BEHAVIORIAL HEALTH INC. EIN 41-1648670 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $82K |
| 98POINT6 EIN 47-3490194 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $69K |
| SURGERY PLUS EIN 45-3780484 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $63K |
| CROWE LLP EIN 35-0921680 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $60K |
| SSDC SERVICES EIN 38-3357459 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $41K |
| RX SAVINGS EIN 26-3642434 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $19K |
| AON EIN 22-2232264 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $17K |
| CONTIGO EIN 34-1593929 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $12K |
| BANK OF NEW YORK MELLON EIN 13-5160382 TRUSTEE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $10K |
| NEXTERA ENERGY, INC EIN 59-2449419 PLAN SPONSOR | Plan Administrator; Direct payment from the plan; Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 14 | — | $8K |
| CONNECTYOURCARE, LLC EIN 26-1274092 NONE | Participant communication; Direct payment from the plan; Contract Administrator Service code 13 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,520 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1,301 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,821 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 605 | $251K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,580 | $5.2M |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,580 | $5.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,580 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.