| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DT BURGHER ENTERPRISES3 | 18582 CORTEZ BLVD BROOKSVILE, FL 346019011 | BLUE CROSS BLUE SHIELD OF FLORIDA | $23K | — | $23K | 3.33% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 333 S GARLAND AVE STE 1600 ORLANDO, FL 328013357 | BLUE CROSS BLUE SHIELD OF FLORIDA | $5K | — | $5K | 0.67% |
| DT BURGHER ENTERPRISES3 | 18582 CORTEZ BLVD BROOKSVILLE, FL 346019011 | FLORIDA COMBINED LIFE | $2K | — | $2K | 4.32% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 850 CONCOURSE PKWY S STE 200 MAITLAND, FL 327516145 | FLORIDA COMBINED LIFE | $419 | — | $419 | 0.85% |
| DT BURGHER ENTERPRISES3 | 18582 CORTEZ BLVD BROOKSVILLE, FL 346019011 | HEALTH OPTIONS, INC | $1K | — | $1K | 3.20% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 333 S GARLAND AVE STE 1600 ORLANDO, FL 328013357 | HEALTH OPTIONS, INC | $294 | — | $294 | 0.80% |
| REGINA BALLARD INC3 | PO BOX 1844 INVERNESS, FL 34451 | AFLAC | $2K | — | $2K | 8.58% |
| JOSHUA T HILL3 | 24921 NE 136TH LN FORT MC COY, FL 32134 | AFLAC | $214 | — | $214 | 0.97% |
| BRYON L GROVE3 | 11260 CHESTER RD STE 500 CINCINNATI, OH 45246 | AFLAC | $168 | — | $168 | 0.76% |
| JAMIE PITTNER3 Filed as: JAMIE M PITTNER | 2749 BURNING TREE LN CLEARWATER, FL 33761 | AFLAC | $129 | — | $129 | 0.59% |
| ANGEL E HILL3 | 24921 NE 136TH LN SALT SPRINGS, FL 32134 | AFLAC | $112 | — | $112 | 0.51% |
| LESTER RAY BLACKSHEAR3 | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $101 | — | $101 | 0.46% |
| GROVE FINANCIAL LLC3 | 494 ORANGE ST PALM HARBOR, FL 34683 | AFLAC | $59 | — | $59 | 0.27% |
| VICKI M DICKERT3 | 103 LAUGHING GULL LN CARRABELLE, FL 32322 | AFLAC | $53 | — | $53 | 0.24% |
| CHRISTY B. BRANHAM3 Filed as: CHRISTY B BRANHAM | 4066 ORIENT DR HERNANDO BEACH, FL 34607 | AFLAC | $52 | — | $52 | 0.24% |
| DONALD HUDSON3 | 8010 N CREEK WAY CITRUS SPRINGS, FL 34434 | AFLAC | $47 | — | $47 | 0.21% |
| AIMEE BRANDON3 Filed as: AIMEE ZWEIL BRANDON | 28322 OPENFIELD LOOP WESLEY CHAPEL, FL 33543 | AFLAC | $35 | — | $35 | 0.16% |
| TAMMY SUZETTE SHIPP3 | 14341 NW 78TH AVE TRENTON, FL 32693 | AFLAC | $26 | — | $26 | 0.12% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $19 | — | $19 | 0.09% |
| JAMES SMITH3 Filed as: JAMES B SMITH | 615 ELINOR ST CHATTANOOGA, TN 37405 | AFLAC | $19 | — | $19 | 0.09% |
| KATHRYN SUZANNE AXENTE3 | 7020 PELICAN ISLAND DR TAMPA, FL 33634 | AFLAC | $19 | — | $19 | 0.09% |
| RICHARD E DRESSER3 Filed as: RICHARD W BLOUNT | 842 PINCKNEY LN THE VILLAGES, FL 32162 | AFLAC | $18 | — | $18 | 0.08% |
| ROBERT L TRAPNELL JR3 | 1656 GRAND ISLE BLVD MELBOURNE, FL 32940 | AFLAC | $15 | — | $15 | 0.07% |
| LANCE SHNIDER3 Filed as: LANCE V SHNIDER | 211 W SUGARBERRY LN BEVERLY HILLS, FL 34465 | AFLAC | $15 | — | $15 | 0.07% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP INC | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $13 | — | $13 | 0.06% |
| JAMES R MIRABELLI3 | 3683 W LAKE ESTATES DR DAVIE, FL 33328 | AFLAC | $8 | — | $8 | 0.04% |
| ROBERT P FERRONE3 | 262 AUTUMN TRAIL WAY WAVERLY HALL, GA 31831 | AFLAC | $6 | — | $6 | 0.03% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $6 | — | $6 | 0.03% |
| CECIL T SALMON3 | 27 RAMBLEWOOD DR PALM COAST, FL 32164 | AFLAC | $4 | — | $4 | 0.02% |
| JIMMY LEON JOHNSON3 | 411 WALNUT ST # 16846 GREEN COVE SPRINGS, FL 32043 | AFLAC | $4 | — | $4 | 0.02% |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $3 | — | $3 | 0.01% |
| JOEY C ADAMS3 | 317 NORTHEAST 36TH AVE SUITE 6 OCALA, FL 34470 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFREY M SINTAY3 | 5300 OAKBROOK PKWY STE 300 STE 350 NORCROSS, GA 30093 | AFLAC | $1 | — | $1 | 0.00% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| DT BURGHER ENTERPRISES3 | 18582 CORTEZ BLVD BROOKSVILLE, FL 346019011 | USABLE LIFE | $3K | — | $3K | 14.74% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY # DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $87 | — | $87 | 0.47% |
| DT BURGHER ENTERPRISES3 | 18582 CORTEZ BLVD BROOKSVILLE, FL 346019011 | USABLE LIFE | $2K | — | $2K | 14.82% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY # DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $71 | — | $71 | 0.47% |
| DT BURGHER ENTERPRISES3 | 18582 CORTEZ BLVD BROOKSVILLE, FL 34601 | UNITEDHEALTHCARE INSURANCE COMPANY | $711 | — | $711 | 7.51% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 12485 28TH ST N FL 2 SAINT PETERSBURG, FL 33716 | UNITEDHEALTHCARE INSURANCE COMPANY | $236 | — | $236 | 2.49% |
| DT BURGHER ENTERPRISES3 | 18582 CORTEZ BLVD BROOKSVILLE, FL 346019011 | USABLE LIFE | $1K | — | $1K | 15.08% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY # DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $37 | — | $37 | 0.46% |
| DT BURGHER ENTERPRISES3 | 18582 CORTEZ BLVD BROOKSVILLE, FL 346019011 | USABLE LIFE | $1K | — | $1K | 15.33% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY # DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $32 | — | $32 | 0.47% |
| DT BURGHER ENTERPRISES3 | 18582 CORTEZ BLVD BROOKSVILLE, FL 346019011 | USABLE LIFE | $377 | — | $377 | 14.77% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY # DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $12 | — | $12 | 0.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 171 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 86 | $725K |
| Dental | FLORIDA COMBINED LIFE | 99 | $49K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 116 | $9K |
| Life insurance(2 contracts) | USABLE LIFE | 171 | $27K |
| Short-term disability | USABLE LIFE | 43 | $15K |
| Long-term disability | USABLE LIFE | 29 | $7K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 86 | $725K |
| Other(3 contracts, 2 carriers) | AFLAC | 171 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.