| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DT BURGHER ENTERPRISES3 | 18582 CORTEZ BLVD BROOKSVILLE, FL 34601 | BLUE CROSS BLUE SHIELD OF FLORIDA | $35K | — | $35K | 4.00% |
| DT BURGHER ENTERPRISES3 | 18582 CORTEZ BLVD BROOKSVILLE, FL 34601 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 12.56% |
| DT BURGHER ENTERPRISES3 Filed as: DT BURGHER ENTERPRISES INC | 18582 CORTEZ BLVD BROOKSVILLE, FL 34601 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 15.00% |
| REGINA BALLARD INC3 | PO BOX 1844 INVERNESS, FL 34551 | AFLAC | $5K | $467 | $6K | 15.84% |
| JOSHUA T HILL3 | 500 E FORT KING ST STE A OCALA, FL 34471 | AFLAC | $1K | $93 | $1K | 3.60% |
| ANGEL E HILL3 | 500 SE FORT KING ST STE A OCALA, FL 34471 | AFLAC | $589 | $37 | $626 | 1.70% |
| VICKI M DICKERT3 | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $175 | $57 | $232 | 0.63% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $85 | $56 | $141 | 0.38% |
| LARRY MYERS3 Filed as: LARRY D MYERS | 8944 N TRAVIS DR CITRUS SPRINGS, FL 34434 | AFLAC | $114 | — | $114 | 0.31% |
| TAMMY S GARDNER3 | PO BOX 912 CHIEFLAND, FL 32844 | AFLAC | $95 | — | $95 | 0.26% |
| MISC BROKERS - COLONIAL LIFE INS3 Filed as: MISC BROKERS | — | AFLAC | $70 | — | $70 | 0.19% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP INC | 1425 E PIEDMONT DR SUITE 101-B TALLAHASSEE, FL 32308 | AFLAC | $68 | — | $68 | 0.18% |
| THE PERRY GROUP INC3 | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | $60 | — | $60 | 0.16% |
| RICHARD E DRESSER3 Filed as: RICHARD W BLOUNT | 842 PINCKNEY LN THE VILLAGES, FL 32162 | AFLAC | $42 | — | $42 | 0.11% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $33 | — | $33 | 0.09% |
| DT BURGHER ENTERPRISES3 Filed as: DT BURGHER ENTERPRISES, INC. | 18582 CORTEZ BLVD. BROOKSVILLE, FL 34601 | VISION SERVICE PLAN | $1K | — | $1K | 5.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 145 | $885K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 152 | $68K |
| Vision | VISION SERVICE PLAN | 111 | $17K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 233 | $71K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 233 | $71K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 233 | $71K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 233 | $108K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.