| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $25K | $1K | $26K | 10.47% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 SOUTH 8TH STREET SUITE 700 MINNEAPOLIS, MN 55402 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $922 | — | $922 | 0.37% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $25K | — | $25K | 10.00% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INSURANCE AGENCY | 1000 S PINE ISLAND ROAD SUITE 225 PLANTATION, FL 33324 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $10K | $10K | 4.11% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | — | $15K | 10.00% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INSURANCE AGENCY | 1000 S PINE ISLAND ROAD SUITE 225 PLANTATION, FL 33324 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $6K | $6K | 4.07% |
| COLONIAL LIFE & ACCIDENT3 | VARIOUS BROKERS - SEE ATTACHED POST OFFICE BOX 1365 COLUMBIA, SC 292021365 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $680 | $9K | 11.84% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 10.00% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INSURANCE AGENCY | 1000 S PINE ISLAND ROAD SUITE 225 PLANTATION, FL 33324 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 4.72% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $4K | — | $4K | 10.00% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 SOUTH 8TH STREET SUITE 700 MINNEAPOLIS, MN 55402 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $2 | — | $2 | 0.00% |
| HEALTH IS WEALTH GROUP LLC3 | DBA WORKSITE SOLUTIONS, INC 1314 E LAS OLAS BLVD, SUITE 930 FORT LAUDERDALE, FL 33301 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 6.31% |
| HAYS COMPANIES, INC.3 | 901 MARQUETTE AVENUES SUITE 1800 MINNEAPOLIS, MN 55402 | TRUSTMARK INSURANCE COMPANY | $691 | — | $691 | 1.64% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60373 | TRUSTMARK INSURANCE COMPANY | $506 | — | $506 | 1.20% |
| WALTER LUISENRIQUE BENITEZ3 Filed as: WALTER E BENITEZ | 12003 SW 128TH COURT SUITE 207 MIAMI, FL 33186 | TRUSTMARK INSURANCE COMPANY | $501 | — | $501 | 1.19% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN INSURANCE SERVICES | 901 MARQUETTE AVENUES SUITE 1800 MINNEAPOLIS, MN 55402 | TRUSTMARK INSURANCE COMPANY | $215 | — | $215 | 0.51% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INSURANCE AGENCY | 1000 S PINE ISLAND ROAD SUITE 225 PLANTATION, FL 33324 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 4.39% |
| P. FINANCIAL, INC. DBA PFLEGER3 Filed as: P FINANCIAL, INC. DBA PFLEGER | 2600 S DOUGLAS ROAD SUITE 1010 CORAL GABLES, FL 33134 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 15.00% |
| HEALTH IS WEALTH GROUP LLC3 | DBA WORKSITE SOLUTIONS, INC 1314 E LAS OLAS BLVD, SUITE 930 FORT LAUDERDALE, FL 33301 | TRUSTMARK INSURANCE COMPANY | $562 | — | $562 | 6.87% |
| HAYS COMPANIES, INC.3 | 901 MARQUETTE AVENUES SUITE 1800 MINNEAPOLIS, MN 55402 | TRUSTMARK INSURANCE COMPANY | $137 | — | $137 | 1.68% |
| WALTER LUISENRIQUE BENITEZ3 Filed as: WALTER E BENITEZ | 12002 SW 128TH COURT SUITE 207 MIAMI, FL 33186 | TRUSTMARK INSURANCE COMPANY | $90 | — | $90 | 1.10% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | TRUSTMARK INSURANCE COMPANY | $72 | — | $72 | 0.88% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN INSURANCE SERVICES | 901 MARQUETTE AVENUES SUITE 1800 MINNEAPOLIS, MN 55402 | TRUSTMARK INSURANCE COMPANY | $43 | — | $43 | 0.53% |
| HERNAN OLORTEGUI3 | 2498 CENTERGATE DRIVE APT 103 MIRAMAR, FL 33025 | TRUSTMARK INSURANCE COMPANY | $14 | — | $14 | 0.17% |
| HEALTH IS WEALTH GROUP LLC3 | DBA WORKSITE SOLUTIONS, INC 1314 E LAS OLAS BLVD, SUITE 930 FORT LAUDERDALE, FL 33301 | TRUSTMARK INSURANCE COMPANY | $360 | — | $360 | 4.73% |
| LOURDES PRICE3 | 6836 ALEMENDRA FORT PIERCE, FL 34951 | TRUSTMARK INSURANCE COMPANY | $12 | — | $12 | 0.16% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | 901 MARQUETTE AVE SUITE 1800 MINNEAPOLIS, MN 55402 | TRUSTMARK INSURANCE COMPANY | $680 | — | $680 | 11.36% |
| WALTER LUISENRIQUE BENITEZ3 Filed as: WALTER E BENITEZ | 12002 SW 128TH COURT SUITE 207 MIAMI, FL 33186 | TRUSTMARK INSURANCE COMPANY | $539 | — | $539 | 9.01% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | TRUSTMARK INSURANCE COMPANY | $478 | — | $478 | 7.99% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN INSURANCE SERVICES | 901 MARQUETTE AVENUES SUITE 1800 MINNEAPOLIS, MN 55402 | TRUSTMARK INSURANCE COMPANY | $127 | — | $127 | 2.12% |
| HEALTH IS WEALTH GROUP LLC3 | DBA WORKSITE SOLUTIONS, INC 1314 E LAS OLAS BLVD, SUITE 930 FORT LAUDERDALE, FL 33301 | TRUSTMARK INSURANCE COMPANY | $48 | — | $48 | 0.80% |
| HEALTH IS WEALTH GROUP LLC3 | 1314 E LAS OLAS BOULEVARD SUITE 930 FORT LAUDERDALE, FL 33301 | TRUSTMARK INSURANCE COMPANY | $123 | — | $123 | 3.96% |
| HERNAN OLORTEGUI3 | 2498 CENTERGATE DRIVE APT 103 MIRAMAR, FL 33025 | TRUSTMARK INSURANCE COMPANY | $14 | — | $14 | 0.45% |
| LOURDES PRICE3 | 6636 ALEMENDRA FORT PIERCE, FL 34951 | TRUSTMARK INSURANCE COMPANY | $13 | — | $13 | 0.42% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA DENTAL HEALTH OF TEXAS, INC | $44 | — | $44 | 9.95% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA DENTAL HEALTH OF COLORADO | $33 | — | $33 | 9.94% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA DENTAL HEALTH OF KENTUCKY, INC. | $24 | — | $24 | 9.88% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29480 NETWORK PLACE CHICAGO, IL 60673 | CIGNA DENTAL HEALTH OF MISSOURI, INC | $22 | — | $22 | 9.95% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $18 | — | $18 | 10.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 567 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 574 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 89 | $78K |
| Dental(7 contracts, 7 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 413 | $295K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 413 | $249K |
| Life insurance(4 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 597 | $169K |
| Short-term disability(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 597 | $331K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 584 | $152K |
| Other(5 contracts, 3 carriers) | TRUSTMARK INSURANCE COMPANY | 597 | $106K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 597 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.