| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | HEALTH OPTIONS | $44K | — | $44K | 4.68% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD OF FLORIDA | $11K | — | $11K | 6.00% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC-GA | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | HUMANA INSURANCE COMPANY | $7K | $3K | $9K | 15.46% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY STE 1950 ATLANTIC, GA 30339 | STANDARD INSURANCE COMPANY | $2K | $478 | $2K | 12.72% |
| CONSUMER GROUP SERVICES3 Filed as: CONSUMER GROUP SERVICES INC | 914 E NORVELL BRYANT HWY HERNANDO, FL 34442 | STANDARD INSURANCE COMPANY | $528 | — | $528 | 3.00% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $2K | $448 | $2K | 12.88% |
| CONSUMER GROUP SERVICES3 Filed as: CONSUMER GROUP SERVICES INC | 914 NORVELL BRYANT HWY HERNANDO, FL 34442 | STANDARD INSURANCE COMPANY | $468 | — | $468 | 3.00% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $1K | $406 | $2K | 12.73% |
| CONSUMER GROUP SERVICES3 Filed as: CONSUMER GROUP SERVICES INC. | 914 EAST NORVELL BRYANT HIGHWAY HERNANDO, FL 34442 | STANDARD INSURANCE COMPANY | $444 | — | $444 | 3.00% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC-GA | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | COMPBENEFITS COMPANY | $989 | $1K | $2K | 24.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS | 130 | $1.1M |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 187 | $70K |
| Vision | HUMANA INSURANCE COMPANY | 187 | $60K |
| Life insurance | STANDARD INSURANCE COMPANY | 150 | $15K |
| Short-term disability | STANDARD INSURANCE COMPANY | 51 | $18K |
| Long-term disability | STANDARD INSURANCE COMPANY | 30 | $16K |
| Prescription drug(2 contracts, 2 carriers) | HEALTH OPTIONS | 130 | $1.1M |
| Other | STANDARD INSURANCE COMPANY | 150 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 187 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.