| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RGL INSURANCE AGENCY3 | 1000 MCNAB ROAD 241 POMPANO BEACH, FL 33069 | NEIGHBORHOOD HEALTH PARTNERSHIP | — | $22K | $22K | 4.17% |
| AMG BRICKELL INC3 | 12864 BISCAYNE BLVD 194 NORTH MIAMI, FL 331812007 | NEIGHBORHOOD HEALTH PARTNERSHIP | $10K | — | $10K | 1.88% |
| RGL INS AGCY INC3 | 1000 W MCNAB ROAD STE 241 POMPANO BEACH, FL 330694719 | UNITED HEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 5.40% |
| AMG BRICKELL INC3 | 1111 PARK CENTRE BLVD STE 401 MIAMI GARDENS, FL 331695344 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.36% |
| RGL INSURANCE AGENCY3 | 1000 WEST MCNAB ROAD POMPANO BEACH, FL 33069 | COLONIAL LIFE AND ACCIDENT INSURANCE | $7K | — | $7K | 10.96% |
| RYAN GRADY LEGGETT3 | 3040 ROSEWOOD CT DAVIE, FL 33328 | COLONIAL LIFE AND ACCIDENT INSURANCE | $1K | $271 | $2K | 2.67% |
| LISA M RUSSEY3 | 6990 GRIFFIN ROAD DAVIE, FL 33314 | COLONIAL LIFE AND ACCIDENT INSURANCE | $1K | $288 | $1K | 2.17% |
| KYLE RUSSEY3 | 6921 E WEDGEWOOD AVE DAVIE, FL 33331 | COLONIAL LIFE AND ACCIDENT INSURANCE | $580 | $638 | $1K | 1.93% |
| AMG BRICKELL INC DBA AGENTS MARKETI3 | 12864 BISCAYNE BLVD N MIAMI, FL 33181 | COLONIAL LIFE AND ACCIDENT INSURANCE | $1K | — | $1K | 1.86% |
| MATTHEW GRADY LEGGETT3 | 3040 ROSEWOOD CT DAVIE, FL 33328 | COLONIAL LIFE AND ACCIDENT INSURANCE | $751 | $32 | $783 | 1.24% |
| VICKI LYNN BARKLEY3 | 1272 NW 52ND WAY DEERFIELD BEACH, FL 33442 | COLONIAL LIFE AND ACCIDENT INSURANCE | $612 | — | $612 | 0.97% |
| GUSTAVO ZAPATA NICHOLLS3 | 9320 FOUNTAINBLEAU BLVD MIAMI, FL 33172 | COLONIAL LIFE AND ACCIDENT INSURANCE | $390 | $43 | $433 | 0.69% |
| ACHIOTE ENTERPRISES INC3 | 6990 GRIFFING ROAD DAVIE, FL 33314 | COLONIAL LIFE AND ACCIDENT INSURANCE | $155 | $223 | $378 | 0.60% |
| PEACOCK FINANCIALS INC3 Filed as: PEACOCK FINANCIALS | 6990 GRIFFIN ROAD DAVIE, FL 33314 | COLONIAL LIFE AND ACCIDENT INSURANCE | $248 | $108 | $356 | 0.56% |
| CHRISTINA BIEBER3 | 12827 WOODMILL DRIVE PALM BEACH GARDENS, FL 33418 | COLONIAL LIFE AND ACCIDENT INSURANCE | $287 | $39 | $326 | 0.52% |
| GLADYS GONZALEZ3 | 2560-1 E ARAGON BLVD SUNRISE, FL 33313 | COLONIAL LIFE AND ACCIDENT INSURANCE | $291 | — | $291 | 0.46% |
| DAVID CHRISTOPHER NUNES3 | 11725 SW 132 COURT MIAMI, FL 33186 | COLONIAL LIFE AND ACCIDENT INSURANCE | $166 | $120 | $286 | 0.45% |
| NELSON BRUCE3 | 11017 NW 46TH DRIVE CORAL SPRINGS, FL 33076 | COLONIAL LIFE AND ACCIDENT INSURANCE | $147 | $69 | $216 | 0.34% |
| LISA MARIE OTERO3 | 23230 ISLAND VIEW BOCA RATON, FL 33433 | COLONIAL LIFE AND ACCIDENT INSURANCE | $147 | $63 | $210 | 0.33% |
| MORFAR STRATEGIES INC3 | 6990 GRIFFIN ROAD DAVIE, FL 33314 | COLONIAL LIFE AND ACCIDENT INSURANCE | $146 | $56 | $202 | 0.32% |
| NESTOR FABAL3 | 271 EAST 54 STREET HIALEAH, FL 33013 | COLONIAL LIFE AND ACCIDENT INSURANCE | $158 | — | $158 | 0.25% |
| NANCY C PEREZ3 | 8873 NW 142ND LANE MIAMI LAKES, FL 33018 | COLONIAL LIFE AND ACCIDENT INSURANCE | $145 | — | $145 | 0.23% |
| STALTARE BENEFITS INC3 | 700 E ATLANTIC BLVD POMPANO BEACH, FL 33060 | COLONIAL LIFE AND ACCIDENT INSURANCE | $118 | $25 | $143 | 0.23% |
| B & B INSURANCE SOLUTIONS INC3 Filed as: B&B INSURANCE SOLUTIONS INC | 14716 SW 112 TERRACE MIAMI, FL 33196 | COLONIAL LIFE AND ACCIDENT INSURANCE | $60 | $78 | $138 | 0.22% |
| ROBERT HYLTON3 | 6287 GARRETT STREET JUPITER, FL 33458 | COLONIAL LIFE AND ACCIDENT INSURANCE | $101 | $6 | $107 | 0.17% |
| AMY E COHEN3 | 1300 VIA LUGANO CIRCLE BOYNTON BEACH, FL 33436 | COLONIAL LIFE AND ACCIDENT INSURANCE | $92 | — | $92 | 0.15% |
| KALINA QUINTANA3 | 8261 NW 8TH STREET MIAMI, FL 33126 | COLONIAL LIFE AND ACCIDENT INSURANCE | $77 | $3 | $80 | 0.13% |
| DANSANA CORP3 | PO BOX 17138 PLANTATION, FL 33318 | COLONIAL LIFE AND ACCIDENT INSURANCE | $58 | $1 | $59 | 0.09% |
| CREATIVE BENEFIT CONSULTANTS INC3 Filed as: CREATIVE BENEFITS CONSULTANTS INC | 18214 102ND WAY S BOCA RATON, FL 33498 | COLONIAL LIFE AND ACCIDENT INSURANCE | $51 | — | $51 | 0.08% |
| EAQUEN INSURANCE GROUP CORP3 | 14552 SW 152ND PLACE MIAMI, FL 33196 | COLONIAL LIFE AND ACCIDENT INSURANCE | $30 | $12 | $42 | 0.07% |
| GRACE LYNN ALMENDAREZ3 | 6451 SW 21 STREET MIAMI, FL 33155 | COLONIAL LIFE AND ACCIDENT INSURANCE | $37 | — | $37 | 0.06% |
| GARY NABORS3 | 4302 HOLLYWOOD BLVD HOLLYWOOD, FL 33021 | COLONIAL LIFE AND ACCIDENT INSURANCE | $12 | $22 | $34 | 0.05% |
| RONNIE BORAKS INSURANCE SOLUTIONS I3 Filed as: RONNIE BORAKS INSURANCE SOLUTIONS | 10695 SAN BERNADINO WAY BOCA RATON, FL 33428 | COLONIAL LIFE AND ACCIDENT INSURANCE | $26 | $1 | $27 | 0.04% |
| DAVID G SHORE3 Filed as: DAVID ANDREW HUSSON | 2925 NW 126TH AVENUE SUNRISE, FL 33323 | COLONIAL LIFE AND ACCIDENT INSURANCE | $27 | — | $27 | 0.04% |
| FELIPE CARLOS BARREDA3 | 1205 MARIPOSA AVE APT 227 CORAL GABLES, FL 33146 | COLONIAL LIFE AND ACCIDENT INSURANCE | $17 | $1 | $18 | 0.03% |
| HOWARD HOROWITZ3 | 2610 ALCOTT STREET CARMEL, IN 46032 | COLONIAL LIFE AND ACCIDENT INSURANCE | $17 | — | $17 | 0.03% |
| LOURDES PRICE3 | 16002 SW 73RD STREET MIAMI, FL 33193 | COLONIAL LIFE AND ACCIDENT INSURANCE | $16 | — | $16 | 0.03% |
| SANDRA DELPRETE3 | 2925 NW 126TH AVENUE APT 307 SUNRISE, FL 33323 | COLONIAL LIFE AND ACCIDENT INSURANCE | $16 | — | $16 | 0.03% |
| CATHERINE ANN ARAUJO3 | 2570 NW 94TH WAY SUNRISE, FL 33322 | COLONIAL LIFE AND ACCIDENT INSURANCE | $12 | $1 | $13 | 0.02% |
| GEOVANNY ENCARNACION3 | 8051 SOUTHGATE BLVD N LAUDERDALE, FL 33068 | COLONIAL LIFE AND ACCIDENT INSURANCE | $13 | — | $13 | 0.02% |
| H&M OLORTEGUI AND ASSOCIATES3 | PO BOX 823701 PEMBROKE PINES, FL 33082 | COLONIAL LIFE AND ACCIDENT INSURANCE | $7 | — | $7 | 0.01% |
| EMPLOYEE ENROLLMENT ENTERPRISES INC3 | 16002 SW 73RD STREET MIAMI, FL 33193 | COLONIAL LIFE AND ACCIDENT INSURANCE | $6 | — | $6 | 0.01% |
| JOSEPH GLENN EVANS3 | 4312 DIAMOND TERRACE WESTON, FL 33331 | COLONIAL LIFE AND ACCIDENT INSURANCE | $2 | $1 | $3 | 0.00% |
| RGL INSURANCE AGENCY3 | 1000 W MC NAB ROAD 241 POMPANO BEACH, FL 33069 | UNITED HEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 12.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | NEIGHBORHOOD HEALTH PARTNERSHIP | 151 | $686K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE | 124 | $126K |
| Short-term disability | UNITED HEALTHCARE INSURANCE COMPANY | 124 | $63K |
| Long-term disability | UNITED HEALTHCARE INSURANCE COMPANY | 124 | $63K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE | 124 | $126K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.