| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RGL INSURANCE AGENCY3 Filed as: RGL INSURANCE AGENCY INC. | 6848 GRIFFIN ROAD DAVIE, FL 33314 | HUMANA MEDICAL PLAN, INC. | $27K | $0 | $27K | 3.92% |
| RGL INSURANCE AGENCY3 Filed as: RGL INSURANCE AGENCY INC. | 6848 GRIFFIN ROAD DAVIE, FL 33314 | HUMANA INSURANCE COMPANY | $5K | $0 | $5K | 9.56% |
| RGL INSURANCE AGENCY3 Filed as: RGL INSURANCE AGENCY INC. | 6848 GRIFFIN ROAD C 6 DAVIE, FL 33314 | STANDARD INSURANCE COMPANY | $4K | $695 | $5K | 10.79% |
| CONSUMER GROUP SERVICES3 Filed as: CONSUMER GROUP SERVICES INC. | 914 EAST NORVELL BRYANT HIGHWAY HERNANDO, FL 34442 | STANDARD INSURANCE COMPANY | $1K | $0 | $1K | 2.77% |
| RGL INSURANCE AGENCY3 Filed as: RGL INSURANCE AGENCY INC. | 6848 GRIFFIN ROAD DAVIE, FL 33314 | COMPBENEFITS COMPANY | $773 | $0 | $773 | 9.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 100 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 100 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA MEDICAL PLAN, INC. | 100 | $687K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 78 | $59K |
| Vision | HUMANA INSURANCE COMPANY | 78 | $50K |
| Life insurance | STANDARD INSURANCE COMPANY | 87 | $44K |
| Short-term disability | STANDARD INSURANCE COMPANY | 87 | $44K |
| Long-term disability | STANDARD INSURANCE COMPANY | 87 | $44K |
| Prescription drug | HUMANA MEDICAL PLAN, INC. | 100 | $687K |
| Other(3 contracts, 3 carriers) | HUMANA MEDICAL PLAN, INC. | 170 | $735K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 170 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.