| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $0 | $4K | $4K | 0.03% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $48K | $48K | 0.80% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $36K | $36K | 0.79% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $335K | $34K | $369K | 9.37% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN, LLC | PO BOX 850502 MINNEAPOLIS, MN 55485 | CONTINENTAL AMERICAN INSURANCE COMPANY | $315K | $0 | $315K | 9.56% |
| THERON A GUTHRIE3 Filed as: THERON ASBURY GUTHRIE JR | 4921 PALMETTO PARK DRIVE WINTER GARDEN, FL 34787 | CONTINENTAL AMERICAN INSURANCE COMPANY | $252K | $0 | $252K | 7.64% |
| JEFFREY BRET HAWKINS3 | 4667 SECRET RIVER TRAIL PORT ORANGE, FL 32129 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65K | $0 | $65K | 1.98% |
| JAMIE LYNN HAWKINS3 | 3600 RODEO ACRES DRIVE ORMAND BEACH, FL 32174 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | $0 | $9K | 0.27% |
| TLW VENTURES LLC3 Filed as: TLW VENTURES, LLC. | 9825 SANDY PINES ROAD CLERMONT, FL 34711 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.04% |
| MERRITT ENTERPRISE LLC3 Filed as: MERRITT ENTERPRISE, LLC. | 3518 BONNIE DRIVE APOPKA, FL 32703 | CONTINENTAL AMERICAN INSURANCE COMPANY | $697 | $0 | $697 | 0.02% |
| TRACI R BATTEN3 Filed as: TRACI R. BATTEN | 2198 HAWKCREST DRIVE EAST SUITE 323 SAINT JOHNS, FL 32259 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | $0 | $44 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $12K | $12K | 0.78% |
| CAHILL INC3 Filed as: CAHILL, INC. | PO BOX 3191 ORLANDO, FL 32802 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $93 | $30K | 12.21% |
| UNITED COMMUNITY INSURANCE, INC.3 | 100 COLONIAL CENTER PARKWAY SUITE 100 LAKE MARY, FL 32746 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 1.57% |
| COORDINATED PROGRAMS, INC3 Filed as: COORDINATED PROGRAMS AND OTHERS | 3609 HENDRICKS AVENUE JACKSONVILLE, FL 32207 | METROPOLITAN LIFE INSURANCE COMPANY | $409 | $0 | $409 | 0.17% |
| SECURA CONSULTANTS LLC3 Filed as: SECURA CONSULTANTS, LLC. | 5707 LINDA LANE ROCKFORD, MN 55373 | METROPOLITAN LIFE INSURANCE COMPANY | $354 | $0 | $354 | 0.15% |
| LARSON FINANCIAL GROUP, LLC.3 | 14567 NORTH OUTER 40 ROAD SUITE 300 CHESTERFIELD, MO 63017 | METROPOLITAN LIFE INSURANCE COMPANY | $354 | $0 | $354 | 0.15% |
| DREW E SAMELSON3 Filed as: DREW SAMELSON | 346 TRISMEN TER WINTER PARK, FL 32789 | METROPOLITAN LIFE INSURANCE COMPANY | $301 | $0 | $301 | 0.12% |
| CRUMP LIFE INSURANCE SERVICES3 Filed as: CRUMP LIFE INSURANCE SERVICES, INC. | 6510 SOUTH MILLROCK DRIVE SUITE 435 HOLLADAY, UT 84121 | METROPOLITAN LIFE INSURANCE COMPANY | $161 | $0 | $161 | 0.07% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $2K | $2K | 0.71% |
| CAHILL INC3 Filed as: CAHILL, INC. | PO BOX 3191 ORLANDO, FL 32802 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 8.01% |
| UNITED COMMUNITY INSURANCE, INC.3 | 100 COLONIAL CENTER PARKWAY SUITE 100 LAKE MARY, FL 32746 | METROPOLITAN LIFE INSURANCE COMPANY | $183 | $0 | $183 | 0.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 34,992 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 73 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 35,065 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 22,397 | $11.5M |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 36,197 | $3.6M |
| Life insurance(4 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 33,328 | $5.8M |
| Short-term disability(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 13,282 | $6.2M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 28,904 | $4.5M |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 11,829 | $3.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 36,197 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.