| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DANIEL S ADAMS3 Filed as: DANIEL S. ADAMS | 3857 SCOTT CHURCH ROAD MARIANNA, FL 32448 | AFLAC | $8K | $448 | $9K | 5.53% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 3375 CAPITAL CIRCLE NE B TALLAHASSEE, FL 32308 | AFLAC | $3K | — | $3K | 2.11% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $2K | $141 | $2K | 1.45% |
| LANCE S STANLEY3 | P. O. BOX 910 LYNN HAVEN, FL 32444 | AFLAC | $2K | — | $2K | 1.05% |
| CHRISTOPHER J ALBRYCHT3 | 7 CORTE LAGO SANTA ROSA BEACH, FL 32459 | AFLAC | $2K | $9 | $2K | 0.99% |
| SAIC INC3 | 4245 MILGEN RD COLUMBUS, GA 31907 | AFLAC | $1K | $2 | $1K | 0.91% |
| STEVEN FALATKO3 Filed as: STEVEN FALATCO | 213 LANDS END CADIZ, KY 42211 | AFLAC | $1K | — | $1K | 0.88% |
| CHASE STEELE3 | 125 BONITA CIRCLE PANAMA CITY, FL 32408 | AFLAC | $827 | $172 | $999 | 0.63% |
| JEREMY C ALFORD3 | 11628 NW 9TH LANE GAINESVILLE, FL 32606 | AFLAC | $776 | $68 | $844 | 0.53% |
| MIRIAM C WATKINS3 | 3456 EXMOUTH LANE TALLAHASSEE, FL 32317 | AFLAC | $776 | — | $776 | 0.49% |
| TJM BENEFITS3 | PO BOX 16552 PANAMA CITY, FL 32406 | AFLAC | $739 | — | $739 | 0.46% |
| SABRINA HASKELL3 | P. O. BOX 3274 OCALA, FL 34478 | AFLAC | $608 | $30 | $638 | 0.40% |
| PAMELA S FALATKO3 Filed as: PAMELA S FALATCO | 137 CANDLEWICK PANAMA CITY, FL 32405 | AFLAC | $545 | — | $545 | 0.34% |
| VICTORIA LENCE3 Filed as: VICTORIA J LENCE | 11 HARVARD CIRCLE PANAMA CITY, FL 32405 | AFLAC | $486 | — | $486 | 0.30% |
| TYLER L NORWOOD3 | 119 S MACARTHUR AVE PANAMA CITY, FL 32401 | AFLAC | $330 | $153 | $483 | 0.30% |
| BARNES BENEFIT CONSULTANTS, LLC3 Filed as: BARNES BENEFIT CONSULTANTS LLC | 318 N. CALHOUN STREET TALLAHASSEE, FL 32301 | AFLAC | $400 | — | $400 | 0.25% |
| ROBERTO D PRIVETTE3 | 8727 THOMAS DR PANAMA CITY BEACH, FL 32408 | AFLAC | $345 | — | $345 | 0.22% |
| DARRK ENTERPRISES LLC3 | 9542 YARROW CIRCLE SUITE 1 PENSACOLA, FL 32514 | AFLAC | $300 | — | $300 | 0.19% |
| EDDIE J TORRES3 Filed as: EDDIE TORRES | P. O. BOX 6309 MIRAMAR BEACH, FL 32550 | AFLAC | $254 | — | $254 | 0.16% |
| TIMOTHY J GOULET3 | 7774 NAVARRE PARKWAY APT. 1209 NAVARRE, FL 32566 | AFLAC | $242 | — | $242 | 0.15% |
| TAMMY S GARDNER3 | PO BOX 912 CHIEFLAND, FL 32644 | AFLAC | $231 | — | $231 | 0.14% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP INC. | 1425 E. PIEDMONT DRIVE SUITE 101-B TALLAHASSEE, FL 32308 | AFLAC | $217 | — | $217 | 0.14% |
| J C ADAMS INC3 Filed as: J C ADAMS INC. | 5631 NE 31ST TERRACE OCALA, FL 34479 | AFLAC | $202 | $13 | $215 | 0.13% |
| THOMAS J MALISKEY SR3 | P. O. BOX 16552 PANAMA CITY, FL 32406 | AFLAC | $204 | — | $204 | 0.13% |
| TRUBY E. PERKINS3 | P. O. BOX 41 YOUNGSTOWN, FL 32466 | AFLAC | $162 | $40 | $202 | 0.13% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN BAZELL | 311 W. TREEHOUSE LANE ROUND LAKE, IL 60073 | AFLAC | $198 | — | $198 | 0.12% |
| LAURA HEILIG3 | 13788 OAK TREE TERRACE JACKSONVILLE, FL 32224 | AFLAC | $179 | — | $179 | 0.11% |
| TASHA WILBURN DOZIER3 | 151 HIGHLAND RIDGE DRIVE SALTILLO, MS 38866 | AFLAC | $175 | — | $175 | 0.11% |
| JEREMY M HASKELL3 Filed as: JEREMY HASKELL | P. O. BOX 3274 OCALA, FL 34478 | AFLAC | $149 | — | $149 | 0.09% |
| ANGEL E HILL3 | 520 E FORT KING STREET SUITE B4 OCALA, FL 34471 | AFLAC | $127 | $13 | $140 | 0.09% |
| C H ROBINSON & ASSOCIATES INC3 Filed as: C H ROBINSON & ASSOCIATES INC. | 4623 NW 53RD AVENUE SUITE 1A GAINESVILLE, FL 32653 | AFLAC | $128 | $6 | $134 | 0.08% |
| TONYA SUE ELMORE3 Filed as: TONYA ELMORE | 1930 S HIGHWAY 71 E MANSFIELD, AR 72944 | AFLAC | $127 | — | $127 | 0.08% |
| JANICE REGISTER3 | P. O. BOX 95 GREENSBORO, FL 32930 | AFLAC | $90 | — | $90 | 0.06% |
| VICKI M DICKERT3 | 258 SEAVIEW AVENUE DAYTONA BEACH, FL 32118 | AFLAC | $78 | — | $78 | 0.05% |
| RICHARD F SHOCKLEY3 | 9860 S THOMAS DRIVE UNIT 1501 PANAMA CITY, FL 32408 | AFLAC | $60 | — | $60 | 0.04% |
| BRIAN K CHAMBERS3 | 8 NIGHTWIND COURT COLUMBUS, GA 31909 | AFLAC | $54 | — | $54 | 0.03% |
| NATHAN DOBBS3 | 1116 SANDERS AVENUE APT. E1 GRACEVILLE, FL 32440 | AFLAC | $48 | — | $48 | 0.03% |
| JOHN W AMOS3 | 10051 VETERANS PARKWAY #2B MIDLAND, GA 31820 | AFLAC | $41 | — | $41 | 0.03% |
| PAUL ANTHONY COMISAK II3 Filed as: PAUL COMISAK II | 6300 E. HIGHWAY 388 YOUNGSTOWN, FL 32460 | AFLAC | $40 | — | $40 | 0.03% |
| FALATKO & ASSOCIATES INC3 Filed as: FALATKO AND ASSOCIATES INC. | 137 CANDLEWICK CIRCLE PANAMA CITY, FL 32405 | AFLAC | $40 | — | $40 | 0.03% |
| LORI L BRADSHAW3 | 309 EDEN DRIVE APT. 21 LONGVIEW, TX 75605 | AFLAC | $37 | — | $37 | 0.02% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N. ANDREWS AVENUE SUITE 200 FT. LAUDERDALE, FL 33309 | AFLAC | $35 | — | $35 | 0.02% |
| GARY WHITE3 Filed as: GARY D WHITE | 1607 MONUMENT AVENUE PORT ST. JOE, FL 32456 | AFLAC | $35 | — | $35 | 0.02% |
| SHANNON L TROWBRIDGE3 | 126 CYPRESS VIEW ROAD GOOSE CREEK, SC 29445 | AFLAC | $22 | $10 | $32 | 0.02% |
| STEPHEN YOUNG3 | 490 NW WOODLANDS TERRACE LAKE CITY, FL 32055 | AFLAC | $29 | $3 | $32 | 0.02% |
| DANNY L LOPER3 Filed as: DANNY LOPER | P. O. BOX1378 LIVE OAK, FL 32064 | AFLAC | $20 | $10 | $30 | 0.02% |
| HENRY JACKSON STEWART3 Filed as: HENRY STEWART | 986 SE APACHE AVENUE LEE, FL 32059 | AFLAC | $20 | $10 | $30 | 0.02% |
| CATHERINE R. BLAIR3 | 2826 MCDONALD DRIVE ALFORD, FL 32420 | AFLAC | $28 | — | $28 | 0.02% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN LEE | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $22 | $5 | $27 | 0.02% |
| TRI STATE INS ASSOC INC3 Filed as: TRI STATE INS. ASSOC. INC. | P. O. BOX 1829 LAKE CITY, FL 32058 | AFLAC | $24 | — | $24 | 0.02% |
| STAN A SHERLIN3 Filed as: STAN SHERLIN | 773 TOWNE LAKE DRIVE MONTGOMERY, AL 36117 | AFLAC | $18 | $5 | $23 | 0.01% |
| C LAVERNE HARRIS3 Filed as: C. LAVERNE HARRIS | 2760 MCFARLAND COURT TALLAHASSEE, FL 32303 | AFLAC | $22 | — | $22 | 0.01% |
| KEITH A SINGLETON3 | P. O. BOX 1391 SANTA ROSA BEACH, FL 32459 | AFLAC | $21 | — | $21 | 0.01% |
| TRACEY CAMPBELL3 | 280 VINNINGS WAY BLVD. APT. 5305 DESTIN, FL 32541 | AFLAC | $21 | — | $21 | 0.01% |
| AMANDA SPYRISON3 | 4127 CORNISH DRIVE TALLAHASSEE, FL 32303 | AFLAC | $18 | — | $18 | 0.01% |
| JOHN B COLLINS3 | 311 PEBBLE HOLLOW DRIVE MILLEDGEVILLE, GA 31061 | AFLAC | $16 | — | $16 | 0.01% |
| RJSW & ASSOCIATES INC3 Filed as: RJSW & ASSOCIATES INC. | 1344 VICKERS ROAD TALLAHASSEE, FL 32303 | AFLAC | $16 | — | $16 | 0.01% |
| ROBERT L TRAPNELL JR3 | 19 N. INDIAN RIVER DRIVE APT. 701 COCOA, FL 32922 | AFLAC | $14 | — | $14 | 0.01% |
| CHARLES W JONES3 | 3211 AZALEA CIRCLE LYNN HAVEN, FL 32444 | AFLAC | $12 | — | $12 | 0.01% |
| MEREDITH K SCHAEFER3 | 1011 HARBERT STREET TALLAHASSEE, FL 32303 | AFLAC | $12 | — | $12 | 0.01% |
| THE CLEMONS COMPANY3 Filed as: THE CLEMONS CO. INC. | 560 HARRISON AVENUE PANAMA CITY, FL 32401 | AFLAC | $11 | — | $11 | 0.01% |
| JERRY ALFORD3 | 40374 SW FOREST ROAD 181 BRISTOL, FL 32321 | AFLAC | $9 | — | $9 | 0.01% |
| RONALD M WEAVER3 | 7899 BAYMEADOWS WAY SUITE 4 JACKSONVILLE, FL 32256 | AFLAC | $9 | — | $9 | 0.01% |
| WILLIAM B BURNS3 Filed as: WILLIAM HARDY JR. | 3520 N. MONROE STREET B TALLAHASSEE, FL 32303 | AFLAC | $9 | — | $9 | 0.01% |
| DAVID SPRINGER3 Filed as: DAVID B. SPRINGER | 2986 SAINT STEVENS DRIVE TALLAHASSEE, FL 32312 | AFLAC | $8 | — | $8 | 0.01% |
| JOHNNY C DINGESS3 Filed as: JOHNNY DINGESS | 122 SW MUSKET PLACE LAKE CITY, FL 32025 | AFLAC | $7 | — | $7 | 0.00% |
| EARL BACON AGENCY INC3 Filed as: EARL BACON AGENCY INC. | P. O. BOX 12039 TALLAHASSEE, FL 32317 | AFLAC | $6 | — | $6 | 0.00% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $6 | — | $6 | 0.00% |
| GSL MARKETING INC3 Filed as: GSL MARKETING INC. | 14260 W. NEWBERRY ROAD #336 NEWBERRY, FL 32669 | AFLAC | $6 | — | $6 | 0.00% |
| THOMAS R BAILEY3 | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $5 | — | $5 | 0.00% |
| ASSURANCE AGENCY LTD3 Filed as: CROSS ASSURANCE GROUP INC. | 3370 CAPITAL CIRCLE NE SUITE G TALLAHASSEE, FL 32308 | AFLAC | $5 | — | $5 | 0.00% |
| MARGARET L MOODY3 Filed as: MARGARET L. MOODY | 1904 MICCOSUKEE ROAD APT. 19 TALLAHASSEE, FL 32308 | AFLAC | $5 | — | $5 | 0.00% |
| BRIAN E HICKS5 Filed as: BRIAN HICKS | 188 FRONT STREET SUITE 116 39 FRANKLIN, TN 37064 | AFLAC | $5 | — | $5 | 0.00% |
| BARBARA A RIESENBERG3 | 1179 TIGER TRACE BLVD. GULF BREEZE, FL 32663 | AFLAC | $4 | — | $4 | 0.00% |
| LYNNE HUDGINS MOORE3 Filed as: LYNNE MOORE | 8650 MINNIE BROWN ROAD SUITE 150 MONTGOMERY, AL 36117 | AFLAC | $4 | — | $4 | 0.00% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 99 SW MIZNER BLVD. APT. 843 BOCA RATON, FL 33432 | AFLAC | $3 | $1 | $4 | 0.00% |
| MARY E HILL3 Filed as: MARY E. HILL | 2721 SEA LARK LANE MILTON, FL 32583 | AFLAC | $3 | — | $3 | 0.00% |
| DANIEL FITZGERALD INC3 Filed as: DANIEL FITZGERALD INC. | 3672 BAY PT. AUGUSTA, GA 30907 | AFLAC | $3 | — | $3 | 0.00% |
| AMY GREEN3 Filed as: AMY F GREEN | 715 E 53RD STREET SAVANNAH, GA 31405 | AFLAC | $3 | — | $3 | 0.00% |
| WILLIAM S SCOTT JR3 | P. O. BOX 886 HAVANA, FL 32333 | AFLAC | $2 | — | $2 | 0.00% |
| KERRY C EZZELL3 | P. O. BOX 15074 AUGUSTA, GA 30919 | AFLAC | $2 | — | $2 | 0.00% |
| JOEL SANDERS3 | 2165 HALCYON BLVD. MONTGOMERY, AL 36117 | AFLAC | $2 | — | $2 | 0.00% |
| CECIL T SALMON3 Filed as: CECIL SALMON | 96 EDWARD DRIVE PALM COAST, FL 32164 | AFLAC | $1 | $1 | $2 | 0.00% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 1701 WILLIAMS COURT APT. 202 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 28 MAGNOLIA AVENUE ST. AUGUSTINE, FL 32084 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN PAUL THOMPSON II3 Filed as: JOHN THOMPSON JR. | 343 SABAL SPRINGS COURT DEBARY, FL 32713 | AFLAC | $1 | — | $1 | 0.00% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 47 AIRPARK COURT P. O. BOX 27149 GREENVILLE, SC 296162149 | AMERITAS LIFE INSURANCE CORP | — | $9K | $9K | 8.43% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | P. O. BOX 14099 TALLAHASSEE, FL 323174099 | AMERITAS LIFE INSURANCE CORP | $5K | — | $5K | 5.00% |
| ABLE BENEFIT SOLUTIONS3 | PO BOX 11407 DEPT. #2142 BIRMINGHAM, AL 35246 | USABLE LIFE | $555 | — | $555 | 11.01% |
| BRENDA ADKINSON BARNES3 | 822 BOAT LANDING ROAD GORDON, AL 36343 | USABLE LIFE | $151 | — | $151 | 3.00% |
| JOHN MCDONNELL3 Filed as: JOHN WILLIAMS | C/0 BCBSAL DISTRICT OFFICE 4465 PARK BLVD. MONTGOMERY, AL 36116 | USABLE LIFE | $50 | — | $50 | 0.99% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF AL EIN 63-0103830 CLAIMS PROCESSOR | Claims processing Service code 12 | 450 RIVERCHASE PKWY BIRMINGHAM, AL 35244 | $225K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 322 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 13 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 336 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORP | 420 | $116K |
| Vision | AFLAC | 228 | $159K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 299 | $164K |
| Short-term disability | AFLAC | 228 | $159K |
| Other(2 contracts, 2 carriers) | AFLAC | 299 | $164K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 420 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.