| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLADE BENEFIT CONSULTING LLC3 Filed as: BLADE BENEFIT CONSULTING, LLC | 117 NORTH GOLD DRIVE, BUILDING 1 ROBBINSVILLE, NJ 08691 | HUMANA INSURANCE COMPANY | $1K | $0 | $1K | 5.99% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. | 83 NORTH PARK PLACE BOULEVARD SUITE 101 CLEARWATER, FL 33759 | HUMANA INSURANCE COMPANY | $489 | $0 | $489 | 2.16% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. & FINANCIAL SVCES. | 12404 PARK CENTRAL DRIVE DALLAS, TX 75251 | HUMANA INSURANCE COMPANY | $260 | $0 | $260 | 1.15% |
| BLADE BENEFIT CONSULTING LLC3 Filed as: BLADE BENEFIT CONSULTING, LLC | PO BOX 1472 VIRGINIA BEACH, VA 23451 | STANDARD INSURANCE COMPANY | $3K | $904 | $4K | 17.30% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN, INC. | 10151 DEERWOOD PARK BOULEVARD BUILDING 100, SUITE 100 JACKSONVILLE, FL 32256 | STANDARD INSURANCE COMPANY | $280 | $0 | $280 | 1.30% |
| BLADE BENEFIT CONSULTING LLC3 Filed as: BLADE BENEFIT CONSULTING, LLC | 117 NORTH GOLD DRIVE, BUILDING 1 ROBBINSVILLE, NJ 08691 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $378 | $0 | $378 | 7.90% |
| BLADE BENEFIT CONSULTING LLC3 Filed as: BLADE BENEFIT CONSULTING, LLC | 117 NORTH GOLD DRIVE, BUILDING 1 ROBBINSVILLE, NJ 08691 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $231 | $3 | $234 | 6.31% |
| MATTHEW HAND3 | 8508 PARROTS LANDING DRIVE TAMPA, FL 33647 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $210 | $10 | $220 | 5.93% |
| SHANE F LAMAY3 Filed as: SHANE LAMAY | 2325 TANGERINE DRIVE SARASOTA, FL 34239 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $85 | $0 | $85 | 2.29% |
| MICHAEL R REBER3 Filed as: MICHAEL ROY REBER | 20101 HERON CROSSING DRIVE TAMPA, FL 33647 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | $5 | $79 | 2.13% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. | 83 PARK PLACE BOULEVARD CLEARWATER, FL 33759 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | $4 | $35 | 0.94% |
| CHRISTOPHER SAULLE3 | PO BOX 1822 ASHLAND, VA 23005 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | $0 | $35 | 0.94% |
| BRIDGET R. CANOTE AND OTHER AGENTS3 | 15210 AMBERLY DRIVE TAMPA, FL 33647 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | $0 | $31 | 0.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 112 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HUMANA INSURANCE COMPANY | 45 | $23K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 55 | $5K |
| Life insurance | STANDARD INSURANCE COMPANY | 112 | $22K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 112 | $25K |
| Long-term disability | STANDARD INSURANCE COMPANY | 112 | $22K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 112 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 112 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.