| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, SUITE 600 TAMPA, CA 92101 | BLUE CROSS BLUE SHIELD OF FLORIDA | $56K | — | $56K | 2.68% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 1715 NORTH WEST SHORE BOULEVARD SUITE 700 TAMPA, CA 33607 | BLUE CROSS BLUE SHIELD OF FLORIDA | $28K | — | $28K | 1.32% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, SUITE 600 TAMPA, CA 92101 | HEALTH OPTIONS | $24K | $0 | $24K | 2.69% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 1715 NORTH WEST SHORE BOULEVARD SUITE 700 TAMPA, CA 33607 | HEALTH OPTIONS | $12K | $0 | $12K | 1.31% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, SUITE 600 TAMPA, CA 92101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $3K | $14K | 5.47% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | PO BOX 62689 VIRGINIA BEACH, VA 23466 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $5K | $13K | 5.06% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, SUITE 600 TAMPA, CA 92101 | STARMOUNT LIFE INSURANCE COMPANY | $4K | $1K | $5K | 5.81% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 200 SUMMIT LAKE DRIVE, SUITE 350 VALHALLA, NY 10595 | STARMOUNT LIFE INSURANCE COMPANY | $2K | $2K | $4K | 4.25% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | PO BOX 62689 VIRGINIA BEACH, VA 23466 | VISION SERVICE PLAN | $483 | — | $483 | 4.20% |
| ALLIANT INSURANCE SERVICES, INC.3 | PO BOX 8299 PASADENA, CA 91109 | VISION SERVICE PLAN | $472 | — | $472 | 4.10% |
| JANILLE C. MCCALL3 | 1520 CASA RIO DRIVE ORLANDO, FL 32825 | AFLAC | $164 | $0 | $164 | 6.21% |
| JOYCE WEBER ENTERPRISES INC3 Filed as: JOYCE WEBER ENTERPRISES, INC. | 13313 FALCON POINTE DRIVE ORLANDO, FL 32837 | AFLAC | $127 | $0 | $127 | 4.81% |
| DH2 ENTERPRISES INC3 Filed as: DH2 ENTERPRISES, INC. | 13313 FALCON POINTE DRIVE ORLANDO, FL 32837 | AFLAC | $43 | $0 | $43 | 1.63% |
| MKF & ASSOCIATES INC3 Filed as: MKF & ASSOCIATES, INC. & OTHERS | 4222 MARDEN WAY VESTAVIA, AL 35242 | AFLAC | $34 | $0 | $34 | 1.29% |
| THE PERRY GROUP INC3 Filed as: THE PERRY GROUP, INC. | 1650 SAND LAKE ROAD, SUITE 201D ORLANDO, FL 32809 | AFLAC | $18 | $0 | $18 | 0.68% |
| A & M BONURA & ASSOCIATES INC3 Filed as: A & M BONURA & ASSOCIATES, INC. | 1882 LAUREL BROOK LOOP CASSELBERRY, FL 32707 | AFLAC | $15 | $0 | $15 | 0.57% |
| J W GRIMES INC3 Filed as: J W GRIMES, INC. | 8033 SPLENDOR WAY COLUMBUS, GA 31904 | AFLAC | $9 | $0 | $9 | 0.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 169 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 169 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 93 | $3.0M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 129 | $89K |
| Vision | VISION SERVICE PLAN | 105 | $12K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 169 | $258K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 169 | $258K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 169 | $258K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 93 | $3.0M |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 169 | $261K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 169 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.