See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 15 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES INC. EIN 41-1289245 CLAIMS PROCESSOR | Claims processing; Other services Service code 12 | 9700 HEALTH CARE LN MINNETONKA, MN 55343 | $2.4M |
| EDGEWOOD PARTNERS INSURANCE CENTER EIN 94-3195221 BROKER | Other commissions Service code 55 | PO BOX 5668 CONCORD, CA 945240668 | $165K |
| SUN LIFE ASSURANCE COMPANY OF CANAD EIN 38-1082080 NONE | Insurance services Service code 23 | ONE SUN LIFE EXECUTIVE PARK 96 WORCESTER STREET WELLESLEY HILLS, MA 024815699 | $87K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,716 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,716 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | UNITED STATES FIRE INSURANCE COMPANY | 3,160 | $4.6M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,901 | $3.4M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 6,454 | $245K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 5,024 | $5.7M |
| Short-term disability(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 5,024 | $5.9M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 5,024 | $5.7M |
| Prescription drug | MVP HEALTH CARE | 43 | $521K |
| Stop-loss / reinsurancereinsurance | UNITED STATES FIRE INSURANCE COMPANY | 3,160 | $3.1M |
| Other(10 contracts, 5 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 5,024 | $8.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,454 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.