| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT D MORONI3 | 2968 BURNT HOUSE HILL RD DOYLESTOWN, PA 18902 | SUN LIFE ASSURANCE COMPANY OF CANADA | $100K | — | $100K | 1.93% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 40 MARCUS DR 3RD FLR MELVILLE, NY 11747 | SUN LIFE ASSURANCE COMPANY OF CANADA | $130K | — | $130K | 5.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS | 1140 AVE OF THE AMERICAS 8TH FL NEW YORK, NY 10036 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $106K | — | $106K | 4.96% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 40 MARCUS DR 3RD FLR MELVILLE, NY 11747 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $21K | $21K | 0.98% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA STREET SUITE 400 SAN FRANCISCO, CA 94111 | MVP HEALTHCARE | $20K | — | $20K | 4.53% |
| ROBERT D MORONI3 | 2968 BURNT HOUSE HILL RD DOYLESTOWN, PA 18902 | SUN LIFE ASSURANCE COMPANY OF CANADA | $42K | — | $42K | 10.03% |
| NFP INSURANCE SERVICES INC3 Filed as: MANAGEMENT COMPENSATION GROUP SE LL | 3445 PEACHTREE ROAD NE SUITE 200 ATLANTA, GA 30326 | SUN LIFE ASSURANCE COMPANY OF CANADA | $21K | — | $21K | 4.98% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC | 425 W BROADWAY #300 GLENDALE, CA 91204 | SUN LIFE ASSURANCE COMPANY OF CANADA | $21K | — | $21K | 4.98% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $2K | $2K | 0.44% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE BROKERS & CONSULTANT | 1 CALIFORNIA STREET SUITE 400 SAN FRANCISCO, CA 94111 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $20K | — | $20K | 8.87% |
| ROBERT D MORONI3 | 2968 BURNT HOUSE HILL RD DOYLESTOWN, PA 18902 | SUN LIFE ASSURANCE COMPANY OF CANADA | $12K | — | $12K | 6.35% |
| THE SEGAL COMPANY3 Filed as: THE SEGAL COMPANY (MIDWEST) INC | PO BOX 4092 CHURCH STREET STATION NEW YORK, NY 10261 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | — | $11K | 6.03% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE BROKERS & CONSULTANT | 1 CALIFORNIA STREET SUITE 400 SAN FRANCISCO, CA 94111 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $20K | — | $20K | 11.46% |
| THE SEGAL COMPANY3 Filed as: THE SEGAL CO EASTERN STATES INC | 333 W 34TH ST NEW YORK, NY 10001 | SUN LIFE ASSURANCE COMPANY OF CANADA | $141 | — | $141 | 0.15% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SUN LIFE ASSURANCE COMP. OF CANADA EIN 38-1082080 NONE | Insurance services Service code 23 | ONE SUN LIFE EXECUTIVE PARK 96 WORCESTER STREET WELLESLEY HILLS, MA 02481 | $75K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,457 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,457 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,039 | $3.4M |
| Dental(3 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,663 | $2.5M |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,769 | $5.2M |
| Short-term disability(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,769 | $5.5M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,769 | $5.2M |
| Prescription drug | MVP HEALTHCARE | 46 | $440K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,039 | $2.6M |
| Other(10 contracts, 5 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,769 | $7.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,769 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.