| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 Filed as: THE SEGAL COMPANY (MIDWEST) INC | PO BOX 4092 CHURCH STREET STATION NEW YORK, NY 10261 | SUN LIFE ASSURANCE COMPANY OF CANADA | $56K | — | $56K | 1.21% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1900 MACARTHUR BLVD IRVINE, CA 92612 | AETNA LIFE INSURANCE CO. | $93K | — | $93K | 3.98% |
| NFP INSURANCE SERVICES INC3 Filed as: MANAGEMENT COMPENSATION GROUP SE LL | 3445 PEACHTREE ROAD NE SUITE 200 ATLANTA, GA 30326 | SUN LIFE ASSURANCE COMPANY OF CANADA | $50K | — | $50K | 9.88% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC | 425 W BROADWAY #300 GLENDALE, CA 91204 | SUN LIFE ASSURANCE COMPANY OF CANADA | $50K | — | $50K | 9.88% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA STREET SUITE 400 SAN FRANCISCO, CA 94111 | MVP HEALTHCARE | $21K | — | $21K | 5.00% |
| THE SEGAL COMPANY3 Filed as: THE SEGAL COMPANY (EASTERN STATES) | 333 W 34TH ST NEW YORK, NY 10001 | MVP HEALTHCARE | $2K | — | $2K | 0.39% |
| THE SEGAL COMPANY3 Filed as: THE SEGAL COMPANY INC (MIDWEST) | PO BOX 4092 CHURCH STREET STATION NEW YORK, NY 10261 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $14K | — | $14K | 6.42% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE BROKERS & CONSULTANT | 1 CALIFORNIA STREET SUITE 400 SAN FRANCISCO, CA 94111 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $11K | — | $11K | 5.02% |
| THE SEGAL COMPANY3 Filed as: THE SEGAL COMPANY (MIDWEST) INC | PO BOX 4092 CHURCH STREET STATION NEW YORK, NY 10261 | SUN LIFE ASSURANCE COMPANY OF CANADA | $13K | — | $13K | 7.49% |
| THE SEGAL COMPANY3 Filed as: THE SEGAL CO EASTERN STATES INC | 333 W 34TH ST NEW YORK, NY 10001 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 4.82% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SUN LIFE ASSURANCE COMP. OF CANADA EIN 38-1082080 NONE | Insurance services Service code 23 | 1 SUN LIFE EXECUTIVE PARK WELLESLY, MA 02481 | $76K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,053 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,053 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | US FIRE INSURANCE COMPANY | 2,839 | $3.1M |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 3,703 | $2.5M |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,402 | $4.7M |
| Short-term disability(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,402 | $4.9M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,402 | $4.7M |
| Prescription drug | MVP HEALTHCARE | 49 | $419K |
| Stop-loss / reinsurancereinsurance | US FIRE INSURANCE COMPANY | 2,839 | $2.4M |
| Other(9 contracts, 5 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,402 | $6.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,402 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.