| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | STEVEN NEEDLE 135 MAIN ST, 21ST FLOOR SAN FRANCISCO, CA 94104 | BLUE CROSS BLUE SHIELD OF FLORIDA | $58K | — | $58K | 3.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | STEVE NEEDLE 135 MAIN ST, 21ST FLOOR SAN FRANCISCO, CA 94104 | HEALTH OPTIONS, INC | $32K | — | $32K | 3.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3333 PIEDMONT RD STE 1400 ATLANTA, GA 30305 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $38K | — | $38K | 20.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA STREET 24TH FLOOR SAN FRANCISCO, CA 94104 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $1K | $1K | 0.74% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY RD STE 800#D ATLANTA, GA 303288103 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $815 | — | $815 | 2.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3333 PIEDMONT RD STE 1400 ATLANTA, GA 30305 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $852 | — | $852 | 20.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA STREET 24TH FLOOR SAN FRANCISCO, CA 94104 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $33 | $33 | 0.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 236 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 236 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 127 | $3.0M |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 61 | $41K |
| Vision(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 310 | $62K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 159 | $192K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 236 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 310 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.