| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DOMINIUM BENEFITS, LLC3 | 3500 LENOX ROAD NE, SUITE 1600 ATLANTA, GA 30326 | BLUE CROSS BLUE SHIELD OF FLORIDA | $79K | — | $79K | 3.00% |
| DOMINIUM BENEFITS, LLC3 | 3500 LENOX ROAD NE, SUITE 1600 ATLANTA, GA 30326 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $41K | — | $41K | 20.00% |
| DOMINIUM BENEFITS, LLC3 | 3500 LENOX ROAD NE, SUITE 1600 ATLANTA, GA 30326 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $914 | — | $914 | 20.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RELIANCE STANDARD LIFE INSURANCE CO EIN 36-0883760 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 235 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 235 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 229 | $2.6M |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 192 | $203K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 229 | $2.6M |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 235 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 235 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.