No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTHCARE EIN 06-0303370 NONE | Contract Administrator Service code 13 | 3500 PIEDMONT RD ATLANTA, GA 30305 | $1.9M |
| NATIONAL EMPLOYEE BENEFITS ADMIN EIN 65-0498809 NONE | Contract Administrator Service code 13 | 3715 NORTHSIDE PKWAY STE 2-495 ATLANTA, GA 30327 | $950K |
| ARNOLD GOLDEN GREGORY LLP EIN 58-1423485 NONE | Legal Service code 29 | 171 17TH ST STE 170 ATLANTA, GA 30363 | $81K |
| ATLANTA CAPITAL INVESTMENT EIN 58-2236910 NONE | Investment management Service code 28 | 1349 W PEACHTREE ST ATLANTA, GA 30303 | $59K |
| BHA CONSULTING SERVICES LLC EIN 26-1384808 NONE | Actuarial; Consulting (general) Service code 11 | 5400 LAUREL SPRINGS PKWAY SUWANEE, GA 30024 | $55K |
| CHARTWELL INVESTMENT PARTNERS EIN 58-6042175 NONE | Investment management Service code 28 | 1235 EASTLAKES DR STE 400 BERWYN, PA 19312 | $47K |
| DENNIS G JENKINS CPA,LLC EIN 20-5886120 NONE | Accounting (including auditing) Service code 10 | 1690 STONE VILLAGE LN BLDG 500 KENNESAW, GA 30152 | $34K |
| U. S. BANK CORPORATION EIN 56-0900030 NONE | Custodial (securities) Service code 19 | 800 NICOLLET MALL MINNEAPOLIS, MN 55402 | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,751 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 4,751 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH & LIFE INSURANCE COMPANY | 4,206 | $0 |
| Dental | CIGNA HEALTH & LIFE INSURANCE COMPANY | 4,206 | $0 |
| Prescription drug | CIGNA HEALTH & LIFE INSURANCE COMPANY | 4,206 | $0 |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 4,242 | $726K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,242 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.