| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $64K | — | $64K | 2.74% |
| BENEFIT PLANNING SERVICES INC3 Filed as: THE BENEFIT PLANNING GROUP | 1775 THE EXCHANGE SE STE 600 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $25K | — | $25K | 1.07% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $59K | — | $59K | 6.47% |
| BENEFIT PLANNING SERVICES INC3 Filed as: THE BENEFIT PLANNING GROUP | 1775 THE EXCHANGE SE STE 600 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $21K | — | $21K | 2.37% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $52K | — | $52K | 6.50% |
| BENEFIT PLANNING SERVICES INC3 Filed as: THE BENEFIT PLANNING GROUP | 1775 THE EXCHANGE SE STE 600 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $20K | — | $20K | 2.49% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $158K | — | $158K | 20.00% |
| BENEFIT PLANNING SERVICES INC3 Filed as: THE BENEFIT PLANNING GROUP | 1775 THE EXCHANGE SE STE 600 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $19K | — | $19K | 2.35% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP INC | P.O. BOX 117163 ATLANTA, GA 30368 | STANDARD INSURANCE COMPANY | $357K | — | $357K | 56.39% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $77K | — | $77K | 12.15% |
| BENEFIT PLANNING SERVICES INC3 Filed as: THE BENEFIT PLANNING GROUP | 1775 THE EXCHANGE SE STE 600 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $23K | — | $23K | 3.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,917 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 460 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,394 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STANDARD INSURANCE COMPANY | 2,527 | $2.3M |
| Life insurance | STANDARD INSURANCE COMPANY | 3,572 | $905K |
| Short-term disability | STANDARD INSURANCE COMPANY | 3,559 | $792K |
| Long-term disability | STANDARD INSURANCE COMPANY | 2,332 | $804K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,572 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.