| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1901 ROXBOROUGH RD STE 300 CHARLOTTE, NC 28211 | STANDARD INSURANCE COMPANY | $66K | — | $66K | 3.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY S BLDG II STE 125 AUSTIN, TX 78746 | STANDARD INSURANCE COMPANY | $0 | $23K | $23K | 1.06% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES ( SE), INC | 1901 ROXBOROUGH RD STE 300 CHARLOTTE, NC 28211 | STANDARD INSURANCE COMPANY | $175K | — | $175K | 20.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1250 CAPITAL OF TX HWY S BLDG II STE 125 AUSTIN, NC 78746 | STANDARD INSURANCE COMPANY | $19K | — | $19K | 2.12% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES ( SE), INC | 1901 ROXBOROUGH RD STE 300 CHARLOTTE, NC 28211 | STANDARD INSURANCE COMPANY | $42K | — | $42K | 7.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY S AUSTIN, TX 78746 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 1.06% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1901 ROXBOROUGH RD STE 300 CHARLOTTE, NC 28211 | STANDARD INSURANCE COMPANY | $62K | — | $62K | 74.92% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY S BLDG II STE 125 AUSTIN, NC 78746 | STANDARD INSURANCE COMPANY | $21K | — | $21K | 25.08% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1901 ROXBOROUGH ROAD, SUITE 300 SUITE 300 CHARLOTTE, NC 28211 | STANDARD INSURANCE COMPANY | $58K | — | $58K | 74.73% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY S BLDG II STE 125 AUSTIN, TX 78746 | STANDARD INSURANCE COMPANY | $20K | — | $20K | 25.27% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1901 ROXBOROUGH ROAD, SUITE 300 SUITE 300 CHARLOTTE, NC 28211 | STANDARD INSURANCE COMPANY | $124K | — | $124K | — |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP INC | PO BOX 117163 ATLANTA, GA 30368 | STANDARD INSURANCE COMPANY | $54K | — | $54K | — |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SUITE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $20K | — | $20K | — |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SUITE 1950 ATLANTA, GA 30368 | STANDARD INSURANCE COMPANY | $16K | — | $16K | — |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY S BLDG II STE 125 AUSTIN, NC 78746 | STANDARD INSURANCE COMPANY | $15K | — | $15K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,515 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 123 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,661 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STANDARD INSURANCE COMPANY | 2,510 | $2.2M |
| Vision | STANDARD INSURANCE COMPANY | 2,360 | $594K |
| Life insurance | STANDARD INSURANCE COMPANY | 3,225 | $83K |
| Short-term disability | STANDARD INSURANCE COMPANY | 4,033 | $874K |
| Long-term disability | STANDARD INSURANCE COMPANY | 2,251 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,033 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.