No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK EIN 23-1294723 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $933K |
| EXPRESS SCRIPTS INC EIN 43-1420563 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $264K |
| CENTRAL DATA SERVICES,INC. EIN 25-1352803 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $262K |
| ROBEIN,URANN,SPENCER,PICARD&CANGEMI EIN 72-0999672 NONE | Legal; Direct payment from the plan Service code 29 | — | $154K |
| SOUTHERN BENEFIT ADMINISTRATOR EIN 62-1116095 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $144K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $109K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $70K |
| HEALTHLINX, LLC NONE | Consulting (general); Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 833 EAST PIONEER ROAD, SUITE 103 DRAPER, UT 84020 | $60K |
| HIGHLAND CAPITAL EIN 27-5440911 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $28K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 1,880 | $52K |
| Stop-loss / reinsurancereinsurance | BERKSHIRE HATHAWAY SPECIALITY INSURANCE | 2,118 | $482K |
| Other | UNION LABOR LIFE INSURANCE COMPANY | 1,880 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,118 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.