No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA EIN 59-1031071 NONE | Participant communication; Claims processing; Other services; Float revenue; Direct payment from the plan; Non-monetary compensation; Contract Administrator Service code 12 | — | $625K |
| CENTRAL DATA SERVICES,INC. EIN 25-1352803 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $216K |
| BUCK CONSULTANTS,LLC EIN 13-3954297 NONE | Consulting (general); Direct payment from the plan; Actuarial Service code 11 | — | $67K |
| ENVISION RX EIN 90-1011712 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $65K |
| ROBEIN,URANN,SPENCER,&CANGEMI EIN 72-0999672 NONE | Legal; Direct payment from the plan Service code 29 | — | $52K |
| IUPAT DISTRICT COUNCIL 77 EIN 20-0795445 REALTED ORGANIZATION | Other services; Direct payment from the plan Service code 49 | — | $38K |
| IUPAT DISTRICT COUNCIL 80 EIN 72-1438188 REALTED ORGANIZATION | Other services; Direct payment from the plan Service code 49 | — | $32K |
| IUPAT DISTRICT COUNCIL 88 EIN 41-2176908 REALTED ORGANIZATION | Direct payment from the plan; Other services Service code 49 | — | $27K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $26K |
| WELLS FARGO EIN 41-0449260 NONE | Account maintenance fees; Direct payment from the plan; Investment management Service code 28 | — | $21K |
| BHA CONSULTING, LLC EIN 58-1910292 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $10K |
| FIRST NBC BANK EIN 20-4267219 NONE | Direct payment from the plan; Investment management; Account maintenance fees Service code 28 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,488 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,488 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 6 | $67K |
| Dental | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 6 | $67K |
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 1,451 | $58K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 6 | $67K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPAMNY | 3,025 | $592K |
| Other(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 1,451 | $125K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,025 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.