No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK EIN 23-1294723 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $1.0M |
| CENTRAL DATA SERVICES,INC. EIN 25-1352803 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $477K |
| ROBEIN,URANN,SPENCER,PICARD&CANGEMI EIN 72-0999672 NONE | Legal; Direct payment from the plan Service code 29 | — | $130K |
| CONDUENT HR CONSULTING EIN 81-2983623 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $115K |
| ENVISION RX EIN 90-1011712 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $110K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $95K |
| ZENITH AMERICAN SOLUTIONS, INC. EIN 52-1590516 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $76K |
| HIGHLAND CAPITAL EIN 27-5440911 NONE | Investment management; Investment management fees paid directly by plan; Investment management fees paid indirectly by plan Service code 28 | — | $57K |
| CIGNA EIN 59-1031071 NONE | Float revenue; Contract Administrator; Named fiduciary; Direct payment from the plan; Claims processing; Non-monetary compensation; Other services; Participant communication Service code 12 | — | $39K |
| BUCK CONSULTANTS,LLC EIN 13-3954297 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $35K |
| OONSP EIN 35-2041388 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $30K |
| IUPAT DISTRICT COUNCIL 78 EIN 59-3384405 RELATED ORGANIZATION | Other services; Direct payment from the plan Service code 49 | — | $25K |
| IUPAT DISTRICT COUNCIL 77 EIN 20-0795445 RELATED ORGANIZATION | Other services; Direct payment from the plan Service code 49 | — | $20K |
| IUPAT DISTRICT COUNCIL 88 EIN 41-2176908 RELATED ORGANIZATION | Other services; Direct payment from the plan Service code 49 | — | $15K |
| PNC BANK EIN 22-1146430 NONE | Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $12K |
| IUPAT DISTRICT COUNCIL 80 EIN 72-1438188 RELATED ORGANIZATION | Other services; Direct payment from the plan Service code 49 | — | $11K |
| WALTER ILCZYSZYN EIN 58-1910292 TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | — | $6K |
| MIERZWA & FLOYD, P.A. NONE | Legal; Direct payment from the plan Service code 29 | 3900 WOODLAKE BLVD. - STE 212 LAKE WORTH, FL 33463 | $6K |
| US AMERIBANK EIN 20-5689929 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,415 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,424 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 2,405 | $84K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 3,650 | $746K |
| Other | UNION LABOR LIFE INSURANCE COMPANY | 2,405 | $84K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,650 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.