| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SELECT CHOICE BENEFITS3 | 3855 SHALLOWFORD RD, STE 310 MARIETTA, GA 30062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.46% |
| WANEE KIMBERLY AN MCCABE3 | 74-5070 TOMI TOMI DRIVE KAILUAKONA, HI 96740 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $797 | $0 | $797 | 1.52% |
| FIRST HAWAIIAN BANK3 | 999 BISHOP ST, STE 1850 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $764 | $0 | $764 | 1.45% |
| ALEX CARDONA3 | 6106 COURTSIDE DRIVE PEACHTREE, GA 30092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $515 | $0 | $515 | 0.98% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INS. SERVICES | 700 BISHOP ST #1400 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $299 | $0 | $299 | 0.57% |
| NAKOA KAI INSURANCE3 | 680 MANONO ST. HILO, HI 96720 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $183 | $0 | $183 | 0.35% |
| BENCHMARK INS GROUP LLC3 | 1515 MOCKINGBIRD LN #360 CHARLOTTE, NC 28209 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $122 | $0 | $122 | 0.23% |
| CONSUMERS GROUP INS SVCS INC3 | 500 ALA MOANA BLVD, SUITE 6-400 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $47 | $0 | $47 | 0.09% |
| TONYA LANCASTER3 | 1820 THE EXCHANGE, SUITE 750 ATLANTA, GA 30339 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | $0 | $27 | 0.05% |
| SELECT CHOICE BENEFITS3 | 3855 SHALLOWFORD RD, STE 310 MARIETTA, GA 30062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | $0 | $1K | 4.28% |
| FIRST HAWAIIAN BANK3 Filed as: FIRST HAWAIIAN BANK AGENT | 999 BISHOP ST, SUITE 1850 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $358 | $0 | $358 | 1.41% |
| ALEX CARDONA3 | 6106 COURTSIDE DRIVE PEACHTREE, GA 30092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $263 | $0 | $263 | 1.03% |
| WANEE KIMBERLY AN MCCABE3 | 74-5070 TOMI TOMI DRIVE KAILUAKONA, HI 96740 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $257 | $0 | $257 | 1.01% |
| NAKOA KAI INSURANCE3 | 680 MANONO ST. HILO, HI 96720 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $185 | $0 | $185 | 0.73% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INS. SERVICES | 700 BISHOP ST #1400 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $96 | $0 | $96 | 0.38% |
| BENCHMARK INS GROUP LLC3 | 1515 MOCKINGBIRD LN #360 CHARLOTTE, NC 28209 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $49 | $0 | $49 | 0.19% |
| CONSUMERS GROUP INS SVCS INC3 | 500 ALA MOANA BLVD, SUITE 6-400 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | $0 | $14 | 0.06% |
| TONYA LANCASTER3 | 1820 THE EXCHANGE, SUITE 750 ATLANTA, GA 30339 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | $0 | $14 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 149 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WAGE WORKS | 69 | $718K |
| Life insurance(2 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 49 | $78K |
| Other(3 contracts, 2 carriers) | WAGE WORKS | 69 | $796K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 69 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.