| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SELECT CHOICE BENEFITS3 | 1640 POWERS FERRY RD BLD 21 STE 300 MARIETTA, GA 30067 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | $0 | $3K | 5.98% |
| FIRST HAWAIIAN BANK3 | 999 BISHOP ST, STE 1850 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.82% |
| ALEX CARDONA3 | 6106 COURTSIDE DRIVE PEACHTREE, GA 30092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $663 | $0 | $663 | 1.53% |
| WANEE KIMBERLY AN MCCABE3 | 74-5070 TOMI TOMI DRIVE KAILUAKONA, HI 96740 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $573 | $0 | $573 | 1.32% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INS. SERVICES | 700 BISHOP ST #1400 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $221 | $0 | $221 | 0.51% |
| BENCHMARK INS GROUP LLC3 | P.O. BOX 470845 CHARLOTTE, NC 28247 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $152 | $0 | $152 | 0.35% |
| NAKOA KAI INSURANCE3 | 680 MANONO ST. HILO, HI 96720 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $134 | $0 | $134 | 0.31% |
| TONYA LANCASTER3 | 1820 THE EXCHANGE, SUITE 750 ATLANTA, GA 30339 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | $0 | $34 | 0.08% |
| CONSUMERS GROUP INS SVCS INC3 | 500 ALA MOANA BLVD, SUITE 6-400 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $28 | $0 | $28 | 0.06% |
| SELECT CHOICE BENEFITS3 | 1640 POWERS FERRY RD BLD 21 STE 300 MARIETTA, GA 30067 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 6.65% |
| FIRST HAWAIIAN BANK3 Filed as: FIRST HAWAIIAN BANK AGENT | 999 BISHOP ST, SUITE 1850 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | $0 | $1K | 4.80% |
| ALEX CARDONA3 | 6106 COURTSIDE DRIVE PEACHTREE, GA 30092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $350 | $0 | $350 | 1.24% |
| WANEE KIMBERLY AN MCCABE3 | 74-5070 TOMI TOMI DRIVE KAILUAKONA, HI 96740 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $213 | $0 | $213 | 0.76% |
| NAKOA KAI INSURANCE3 | 680 MANONO ST. HILO, HI 96720 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $186 | $0 | $186 | 0.66% |
| BENCHMARK INS GROUP LLC3 | P.O. BOX 470845 CHARLOTTE, NC 28247 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $105 | $0 | $105 | 0.37% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN PACIFIC INS. SERVICES | 700 BISHOP ST #1400 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $83 | $0 | $83 | 0.30% |
| TONYA LANCASTER3 | 1820 THE EXCHANGE, SUITE 750 ATLANTA, GA 30339 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | $0 | $18 | 0.06% |
| CONSUMERS GROUP INS SVCS INC3 | 500 ALA MOANA BLVD, SUITE 6-400 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | $0 | $10 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 99 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 99 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WAGE WORKS | 76 | $688K |
| Life insurance(2 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 59 | $71K |
| Other(3 contracts, 2 carriers) | WAGE WORKS | 76 | $759K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 76 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.