| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SELECT CHOICE BENEFITS3 | 1640 POWERS FERRY RD BLD 21 STE 300 MARIETTA, GA 30067 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 4.80% |
| FIRST HAWAIIAN BANK3 | 999 BISHOP ST, STE 1850 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $707 | $0 | $707 | 1.89% |
| ALEX CARDONA3 | 6106 COURTSIDE DRIVE PEACHTREE, GA 30092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $589 | $0 | $589 | 1.57% |
| WANEE KIMBERLY AN MCCABE3 | 74-5070 TOMI TOMI DRIVE KAILUAKONA, HI 96740 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $510 | $0 | $510 | 1.36% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN AND BROWN PACIFIC INS. SERVIC | 700 BISHOP ST #1400 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $197 | $0 | $197 | 0.53% |
| KRIS SPEEGLE3 | 1289-D KILAUEA AVENUE HILO, HI 96720 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $190 | $0 | $190 | 0.51% |
| BENCHMARK INS GROUP LLC3 | P.O. BOX 470845 CHARLOTTE, NC 28247 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $75 | $0 | $75 | 0.20% |
| TONYA LANCASTER3 | 1820 THE EXCHANGE, SUITE 750 ATLANTA, GA 30339 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | $0 | $30 | 0.08% |
| CONSUMERS GROUP INS SVCS INC3 | 500 ALA MOANA BLVD, SUITE 6-400 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $26 | $0 | $26 | 0.07% |
| SELECT CHOICE BENEFITS3 | 1640 POWERS FERRY RD BLD 21 STE 300 MARIETTA, GA 30067 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 5.88% |
| FIRST HAWAIIAN BANK3 Filed as: FIRST HAWAIIAN BANK AGENT | 999 BISHOP ST, SUITE 1850 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $674 | $0 | $674 | 2.62% |
| ALEX CARDONA3 | 6106 COURTSIDE DRIVE PEACHTREE, GA 30092 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $342 | $0 | $342 | 1.33% |
| KRIS SPEEGLE3 | 1289-D KILAUEA AVENUE HILO, HI 96720 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $230 | $0 | $230 | 0.89% |
| WANEE KIMBERLY AN MCCABE3 | 74-5070 TOMI TOMI DRIVE KAILUAKONA, HI 96740 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $192 | $0 | $192 | 0.75% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN AND BROWN PACIFIC INS. SERVIC | 700 BISHOP ST #1400 HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $74 | $0 | $74 | 0.29% |
| INSGROUP INC3 Filed as: BENCHMARK INS GROUP LLC AGENT | P.O. BOX 470845 CHARLOTTE, NC 28247 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $59 | $0 | $59 | 0.23% |
| TONYA LANCASTER3 | 1820 THE EXCHANGE, SUITE 750 ATLANTA, GA 30339 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | $0 | $18 | 0.07% |
| CONSUMERS GROUP INS SVCS INC3 Filed as: CONSUMERS GROUP INS SVCS INC AGENT | 819 S BERETANIA STREET HONOLULU, HI 96813 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | $0 | $9 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 104 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WAGE WORKS | 84 | $743K |
| Life insurance(2 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 52 | $63K |
| Other(3 contracts, 2 carriers) | WAGE WORKS | 84 | $807K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 84 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.