No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ELAP, INC. | Consulting (general) Service code 16 | 961 POTTSTOWN PIKE CHESTER SPRINGS, PA 19425 | $1.3M |
| ENVISION PHARMACEUTICAL SERVICES | Consulting (general) Service code 16 | 2181 EAST AURORA ROAD TWINSBURG, OH 44087 | $77K |
| HUTCHINSON TRAYLOR INSURANCE AGENCY | Consulting (general) Service code 16 | 200 BROAD STREET LAGRANGE, GA 30240 | $51K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,058 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,058 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,058 | $247K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,058 | $247K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,058 | $247K |
| Stop-loss / reinsurancereinsurance | BERKLEY LIFE AND HEALTH INSURANCE COMPANY | 1,058 | $684K |
| Other | AIG | 1,058 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,058 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.