| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STHEALTH BENEFIT SOLUTIONS LLC3 | DBA STEALTH PARTNER GROUP 18940 N PIMA ROAD SUITE 210 SCOTTSDALE, AZ 85255 | SUN LIFE ASSURANCE COMPANY OF CANADA | $419K | $17K | $436K | 11.39% |
| STHEALTH BENEFIT SOLUTIONS LLC3 Filed as: STHEALTH BENEFIT SOLUTIONS | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | METROPOLITAN LIFE INSURANCE COMPANY | $110K | — | $110K | 5.78% |
| STHEALTH BENEFIT SOLUTIONS LLC3 | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 852556343 | METROPOLITAN LIFE INSURANCE COMPANY | $47K | $25K | $73K | 13.97% |
| N-GAGE LLC3 | 7325 JANES AVE WOODRIDGE, IL 605172350 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | — | $18K | 11.90% |
| STHEALTH BENEFIT SOLUTIONS LLC3 | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | — | $13K | 8.50% |
| N-GAGE LLC3 | 7325 JANES AVE WOODRIDGE, IL 605172350 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | — | $26K | 18.88% |
| STHEALTH BENEFIT SOLUTIONS LLC3 | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 852556343 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | — | $14K | 10.35% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | METLIFE LEGAL PLANS | $1K | $293 | $2K | 9.19% |
| ALLIANT INSURANCE SERVICES, INC.3 | 2185 NORTH CALIFORNIA BLVD STE 400 WALNET CREEK, CA 94596 | METLIFE LEGAL PLANS | $592 | — | $592 | 3.21% |
| WELLNESS OF AMERICA LLC3 Filed as: WELLNESS OF AMERICA | PO BOX 427 ASPEN, CO 81612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $65 | — | $65 | 6.61% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 2415 E CAMELBACK RD STE 420 PHOENIX, AZ 85016 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12 | — | $12 | 1.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,762 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,773 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | SUTTER HEALTH PLAN | 2,563 | $12.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 3,361 | $1.9M |
| Vision | VISION SERVICE PLAN | 2,008 | $285K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,853 | $520K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,853 | $520K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,853 | $520K |
| Prescription drug | SUTTER HEALTH PLAN | 2,563 | $11.7M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 601 | $3.8M |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,227 | $574K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,361 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.