| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | KAISER FOUNDATION HEALTH PLAN INC | $9K | — | $9K | 0.07% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD, SUITE 210 SCOTTSDALE, AZ 85255 | SUN LIFE ASSURANCE COMPANY OF CANADA | $28K | $15K | $43K | 12.01% |
| JAMES WESLEY HAMBY3 | 503 FORREST PARK COURT HUNTSVILLE, AL 35806 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $145K | — | $145K | 62.53% |
| SPETNER ASSOCIATES INC3 Filed as: SPETNER ASSOCIATES, INC. | 8630 DELMAR BOULEVARD, SUITE 100 SAINT LOUIS, MO 63124 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $23K | — | $23K | 10.08% |
| MICHAEL P JONES3 Filed as: MICHAEL P. JONES | 13846 ATLANTIC BOULEVARD, SUITE 101 JACKSONVILLE, FL 32225 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 1.61% |
| STEALTH PARTNER GROUP LLC6 Filed as: STEALTH BENEFIT SOLUTIONS, INC. | 18940 NORTH PIMA ROAD, SUITE 210 SCOTTSDALE, AZ 85255 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 1.30% |
| BRANDON M JONES3 Filed as: BRANDON JONES | 6863 TREBLE CLEF AVENUE LAS VEGAS, NV 89139 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.73% |
| TAMARA JONES3 | 6863 TREBLE CLEF AVENUE LAS VEGAS, NV 89139 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.59% |
| BEST WORKSITE BENEFITS INC3 Filed as: BEST WORKSITE BNFTS AND OTHER AGENT | 6817 SOUTHPOINT PARKWAY, SUITE 2303 JACKSONVILLE, FL 32216 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $607 | — | $607 | 0.26% |
| STEATLH PARTNER GROUP3 | 18940 NORTH PIMA ROAD, SUITE 210 SCOTTSDALE, AZ 85255 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $75K | $6K | $81K | 56.11% |
| ALLIANT INSURANCE SERVICES, INC.3 | 2415 EAST CAMELBACK ROAD, SUITE 420 PHOENIX, AZ 85255 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 2.90% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | HYATT LEGAL PLANS | $1K | — | $1K | 10.49% |
| ALLIANT INSURANCE SERVICES, INC.3 | 2121 N. CALIFORNIA BLVD, SUITE 1000 WALNUT CREEK, CA 94596 | HYATT LEGAL PLANS | — | $141 | $141 | 1.37% |
| THE FARMINGTON COMPANY3 | PO BOX 527 FARMINGTON, CT 06034 | KANAWHA INSURANCE COMPANY | $409 | — | $409 | 11.98% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE COMPANY, INC. | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | KANAWHA INSURANCE COMPANY | $225 | — | $225 | 6.59% |
| WELLNESS OF AMERICA LLC3 Filed as: WELLNESS OF AMERICA, LLC | PO BOX 427 ASPEN, CO 81612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $96 | — | $96 | 6.99% |
| ALLIANT INSURANCE SERVICES, INC.3 | 2415 EAST CAMELBACK ROAD, SUITE 420 PHOENIX, AZ 85016 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12 | — | $12 | 0.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,663 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,663 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC | 2,851 | $13.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 3,456 | $1.7M |
| Life insurance(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,797 | $592K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,797 | $357K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,797 | $357K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC | 2,851 | $13.8M |
| Other(7 contracts, 7 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,617 | $795K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,456 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.