Welfare broker

N-GAGE LLC

Mailing address (most recent filing)

1999 PINE CREST ROAD

GREEN BAY, WI 54313

Total comp: $521K
Commissions: $516K
Fees: $5K
Filings: 46
Sponsors: 46

Carrier mix

Where N-GAGE LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
PRINCIPAL LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.4M	50.0%
PRINCIPAL LIFE INSURANCE COMPANY	1	$216K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$2.4M	0.0%	8.32x
CA	1	$216K	0.0%	6.42x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of N-GAGE LLC's plans by broker comp / premium ratio. Median 14.06% vs welfare-wide median 6.35% (n=2).

Prospect-flag exposure · vs market baseline

Share of N-GAGE LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where N-GAGE LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CORTEC PRECISION SHEETMETAL INC. CORTEC PRECISION SHEETMETAL INC. WELFARE BENEFITS PLAN	CA	$216K	$58K	PRINCIPAL LIFE INSURANCE COMPANY
GLASFLOSS INDUSTRIES GLASFLOSS INDUSTRIES, LP WELFARE PLAN	TX	$2.4M	$29K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$2.4M

50.0%

PRINCIPAL LIFE INSURANCE COMPANY

$216K

50.0%

State

Plans

Premium

State share

Index

$2.4M

0.0%

8.32x

$216K

0.0%

6.42x

Sponsor

Loc

Premium

Comp

Carrier

CORTEC PRECISION SHEETMETAL INC.

CORTEC PRECISION SHEETMETAL INC. WELFARE BENEFITS PLAN

$216K

$58K

PRINCIPAL LIFE INSURANCE COMPANY

GLASFLOSS INDUSTRIES

GLASFLOSS INDUSTRIES, LP WELFARE PLAN

$2.4M

$29K

UNITEDHEALTHCARE INSURANCE COMPANY