| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUSAN E CROCKER INC3 | 2131 WOODRUFF RD SUITE 2100-349 GREENVILLE, SC 29607 | AMERICAN UNITED LIFE INSURANCE COMPANY | $15K | $7K | $22K | 13.08% |
| SUSAN E CROCKER INC3 | 2131 WOODRUFF RD GREENVILLE, SC 29607 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $398 | — | $398 | 4.38% |
| CAMBRIDGE FINANCIAL & INSURANCE GRO3 | 35 BRENDAN WAY STE D GREENVILLE, SC 29615 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $152 | $59 | $211 | 2.32% |
| PAUL JOEL CLARK3 | 122 CARISSA COURT GREER, SC 29650 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $146 | — | $146 | 1.61% |
| ADVANCED BENEFIT SYSTEM INC3 | 245 SEVEN FARMS DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | $23 | $78 | 0.86% |
| JANICE A SMITH3 | 112 FRIESIAN CT PELZER, SC 29669 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $48 | $6 | $54 | 0.59% |
| STEVEN P MOORE3 | 500 BEAR DR GREENVILLE, SC 29605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.27% |
| GRACE V NEAD3 | 1015 STATE PARK RD GREENVILLE, SC 29609 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.22% |
| DONNA L ROBINSON3 | 11 ARMSDALE DR TAYLORS, SC 29687 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 202 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 202 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 170 | $1.6M |
| Dental | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 157 | $110K |
| Vision | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 170 | $16K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 187 | $167K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 187 | $167K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 187 | $167K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 170 | $1.6M |
| Other | AMERICAN UNITED LIFE INSURANCE COMPANY | 187 | $167K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 187 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.