Welfare broker

CAMBRIDGE FINANCIAL & INSURANCE GRO

Mailing address (most recent filing)

88 VILLA ROAD

GREENVILLE, SC 29615

Total comp: $35K
Commissions: $33K
Fees: $2K
Filings: 14
Sponsors: 14

Carrier mix

Where CAMBRIDGE FINANCIAL & INSURANCE GRO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$232K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$232K	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CAMBRIDGE FINANCIAL & INSURANCE GRO's plans by broker comp / premium ratio. Median 13.62% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CAMBRIDGE FINANCIAL & INSURANCE GRO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CAMBRIDGE FINANCIAL & INSURANCE GRO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CLASSICAL CONVERSATIONS, INCORPORATED CLASSICAL CONVERSATIONS, INCORPORATED HEALTH AND WELFARE BENEFIT PLAN	NC	$232K	$32K	DELTA DENTAL OF NORTH CAROLINA

Carrier

Plans

Premium

DELTA DENTAL OF CALIFORNIA

$232K

100.0%

State

Plans

Premium

State share

Index

$232K

0.0%

47.73x

Sponsor

Loc

Premium

Comp

Carrier

CLASSICAL CONVERSATIONS, INCORPORATED

CLASSICAL CONVERSATIONS, INCORPORATED HEALTH AND WELFARE BENEFIT PLAN

$232K

$32K

DELTA DENTAL OF NORTH CAROLINA