| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 2800 RIVER RD SUITE 310 DES PLAINS, IL 60018 | HEALTH CARE SERVICE CORPORATION | $27K | $2K | $30K | 1.35% |
| STEALTH PARTNER GROUP LLC3 | 18700 N HAYDEN ROAD SUITE 405 SCOTTSDALE, AZ 85255 | SUN LIFE ASSURANCE COMPANY OF CANADA | $134K | $67K | $200K | 14.91% |
| STEALTH PARTNER GROUP LLC3 | 18490 N PIMA RD SUITE 210 SCOTTSDALE, AZ 85255 | SUN LIFE ASSURANCE COMPANY OF CANADA | $134K | $67K | $200K | 14.91% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62819 VIRGINIA BEACH, VA 234662819 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $89 | $12K | 4.96% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62819 VIRGINIA BEACH, VA 234662819 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 1.44% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62939 VIRGINIA BEACH, VA 234662939 | METROPOLITAN LIFE INSURANCE COMPANY | — | $14 | $14 | 0.01% |
| ARTEX RISK SOLUTIONS INC3 | 12750 MERIT DR #1000 DALLAS, TX 75251 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $21K | — | $21K | 12.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BENEFIT SOLUTIONS LLC | 18940 N PIMA RD SUITE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | — | $9K | $9K | 5.00% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | $5K | $13K | 11.98% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD RD SUITE 300 KIRKWOOD, MO 63122 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 5.00% |
| ARTEX RISK SOLUTIONS INC3 | 12750 MERIT DR #1000 DALLAS, TX 75251 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $10K | — | $10K | 17.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $3K | $3K | 5.00% |
| ATREX RISK SOLUTIONS INC3 | 12750 MERIT DR #1000 DALLAS, TX 75251 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $7K | — | $7K | 12.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BENEFIT SOLUTIONS LLC | 18940 N PIMA RD SUITE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | — | $3K | $3K | 5.00% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62819 VIRGINIA BEACH, VA 234662819 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 9.83% |
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: USE INSURANCE SERVICES LLC | PO BOX 62819 VIRGINIA BEACH, VA 234662819 | METROPOLITAN LIFE INSURANCE COMPANY | — | $567 | $567 | 1.44% |
| ENROLLEASE3 Filed as: DIGITAL BENEFIT ADVISORS - CHICAGO | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 303395946 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 13.06% |
| ARTEX RISK SOLUTIONS INC3 | 12750 MERIT DR #1000 DALLAS, TX 75251 | THE LINCOLN NATIONAL INSURANCE CO. | $623 | — | $623 | 11.99% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL INSURANCE CO. | — | $260 | $260 | 5.01% |
| ARTEX RISK SOLUTIONS INC3 | 12750 MERIT DR #1000 DALLAS, TX 75251 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $330 | — | $330 | 12.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $137 | $137 | 4.98% |
| ARTEX RISK SOLUTIONS INC3 | 12750 MERIT DR #1000 DALLAS, TX 75251 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $231 | — | $231 | 12.02% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $96 | $96 | 5.00% |
| ARTEX RISK SOLUTIONS INC3 | 12750 MERIT DR #1000 DALLAS, TX 75251 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $169 | — | $169 | 17.02% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $50 | $50 | 5.04% |
| ARTEX RISK SOLUTIONS INC3 | 12750 MERIT DR #1000 DALLAS, TX 75251 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $16 | — | $16 | 11.94% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $7 | $7 | 5.22% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PLANNED ADMINISTRATORS, INC EIN 57-0718839 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $41K |
| LUCENT HEALTH EIN 39-1997579 ADMIN | Contract Administrator Service code 13 | — | $34K |
| DIGITAL INSURANCE EIN 58-2522668 INSURANCE AGENT | Insurance agents and brokers Service code 22 | — | $33K |
| TOTAL ADMINISTRATIVE SERVICES CORP EIN 39-1561025 CLAIMS PROCESSOR | Contract Administrator Service code 13 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 535 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 535 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICE CORPORATION | 311 | $2.2M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 946 | $350K |
| Vision(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 946 | $55K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO. | 846 | $177K |
| Short-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO. | 231 | $59K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO | 133 | $61K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 594 | $1.3M |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL INSURANCE CO. | 121 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 946 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.