| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC | 2800 RIVER RD SUITE 310 DES PLAINES, IL 60018 | HEALTH CARE SERVICE CORPORATION | $26K | $2K | $28K | 1.04% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | QBE A&H | $119K | — | $119K | 10.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BENEFIT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | QBE A&H | — | $84K | $84K | 7.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | $6K | $14K | 12.93% |
| EWI RE INC3 | 5430 LBJ FREEWAY, SUITE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $12K | — | $12K | 12.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BENEFIT SOLUTIONS LLC | 18940 N PIMA RD SUITE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | — | $10K | $10K | 10.45% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $7K | — | $7K | 17.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $4K | $4K | 10.10% |
| EWI RE INC3 | 5430 LBJ FREEWAY, SUITE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $4K | — | $4K | 12.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BENEFIT SOLUTIONS LLC | 18940 N PIMA RD SUITE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | — | $3K | $3K | 9.63% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $2K | — | $2K | 12.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $2K | $2K | 9.37% |
| ENROLLEASE3 Filed as: DIGITAL BENEFIT ADVISORS - CHICAGO | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 303395946 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 12.00% |
| LINDEN GROUP HEALTH SERVICES INC.3 Filed as: LINDEN GROUP SERVICES INC | 2800 S RIVER RD #310 DES PLAINES, IL 600186004 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $400 | $400 | 2.30% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $2K | — | $2K | 12.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $1K | $1K | 9.22% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $1K | — | $1K | 17.01% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $659 | $659 | 9.68% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL INSURANCE CO. | $550 | — | $550 | 12.02% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL INSURANCE CO. | — | $479 | $479 | 10.47% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $103 | — | $103 | 11.99% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $70 | $70 | 8.15% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PLANNED ADMINISTRATORS, INC. EIN 57-0718839 CONTRACT ADMINISTRATOR | Claims processing Service code 12 | — | $153K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 525 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 525 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICE CORPORATION | 368 | $2.7M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 148 | $107K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 127 | $17K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO. | 444 | $116K |
| Short-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO. | 154 | $46K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO | 98 | $47K |
| Stop-loss / reinsurancereinsurance | QBE A&H | 507 | $1.2M |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL INSURANCE CO. | 111 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 507 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.