| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC | 2800 RIVER RD SUITE 310 DES PLAINES, IL 60018 | HEALTH CARE SERVICE CORPORATION | $24K | $2K | $26K | 0.92% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | SUN LIFE ASSURANCE CO OF CANADA | $76K | — | $76K | 9.16% |
| STHEALTH BENEFIT SOLUTIONS LLC3 | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | SUN LIFE ASSURANCE CO OF CANADA | — | $63K | $63K | 7.61% |
| PLANNED ADMINISTRATORS, INC.3 Filed as: PLANNED ADMINISTRATORS INC | 17 TECHNOLOGY CIR STE E2AG COLUMBIA, SC 29203 | SUN LIFE ASSURANCE CO OF CANADA | — | $12K | $12K | 1.50% |
| EWI RE INC3 | 5430 LBJ FREEWAY, SUITE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $16K | — | $16K | 14.87% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BENEFIT SOLUTIONS LLC | 18940 N PIMA RD SUITE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | — | $6K | $6K | 5.72% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 7.00% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $8K | — | $8K | 20.18% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $2K | $2K | 5.67% |
| EWI RE INC3 | 5430 LBJ FREEWAY, SUITE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $4K | — | $4K | 14.34% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BENEFIT SOLUTIONS LLC | 18940 N PIMA RD SUITE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | — | $2K | $2K | 6.02% |
| ENROLLEASE3 Filed as: DIGITAL BENEFIT ADVISORS - CHICAGO | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 303395946 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 12.00% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $2K | — | $2K | 14.89% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $873 | $873 | 5.50% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $2K | — | $2K | 14.65% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $727 | $727 | 5.74% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $1K | — | $1K | 20.51% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $325 | $325 | 5.40% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL INSURANCE CO. | $683 | — | $683 | 14.34% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL INSURANCE CO. | — | $283 | $283 | 5.94% |
| EWI RE INC3 | 5430 LBJ FREEWAY STE 1700 DALLAS, TX 75240 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $72 | — | $72 | 14.81% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $15 | $15 | 3.09% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PLANNED ADMINISTRATORS, INC. EIN 57-0718839 CONTRACT ADMINISTRATOR | Claims processing Service code 12 | — | $128K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 509 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 509 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICE CORPORATION | 198 | $2.9M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 145 | $95K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 132 | $17K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO. | 433 | $123K |
| Short-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO. | 144 | $41K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO | 101 | $47K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE CO OF CANADA | 491 | $825K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL INSURANCE CO. | 125 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 491 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.