| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY WE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $2K | $3K | 6.64% |
| KEY INSURANCE & BENEFIT SERVICES3 Filed as: KEY INSURANCE CONSULTANTS INC | 302 BITHYNIA CIR IRMO, SC 29063 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $438 | — | $438 | 1.00% |
| KIMBERLY ANN SHARPE3 | 1 JAHUE CT IRMO, SC 29063 | COLONIAL LIFE AND ACCIDENT INSURANCE | $2K | $67 | $2K | 5.30% |
| THE CLARK GROUP OF SC3 | 589 WINDMERE DR LEXINGTON, SC 29072 | COLONIAL LIFE AND ACCIDENT INSURANCE | $358 | $70 | $428 | 1.02% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE | $192 | $29 | $221 | 0.53% |
| DAVID C REID LLC3 | 566 LANHAM RD EDGEFIELD, SC 29824 | COLONIAL LIFE AND ACCIDENT INSURANCE | $205 | — | $205 | 0.49% |
| TRAN B HUYEN-KEODARA3 | 115 BENDING OAK COURT LEXINGTON, SC 29073 | COLONIAL LIFE AND ACCIDENT INSURANCE | $114 | — | $114 | 0.27% |
| ELIOT F MORRISON3 | 5 FIELD RD DANBURY, CT 06811 | COLONIAL LIFE AND ACCIDENT INSURANCE | $26 | — | $26 | 0.06% |
| STACIE EMERSON BARTLETT3 | 301 STONERIDGE DR LEXINGTON, SC 29072 | COLONIAL LIFE AND ACCIDENT INSURANCE | $16 | — | $16 | 0.04% |
| JENNIFER ARRINGTON3 | 107 BELLVIEW DRIVE TAYLORS, SC 29687 | COLONIAL LIFE AND ACCIDENT INSURANCE | $16 | — | $16 | 0.04% |
| THE ADAMSON GROUP INC3 | 344 SUMMERSET DR CHAPIN, SC 29036 | COLONIAL LIFE AND ACCIDENT INSURANCE | $7 | — | $7 | 0.02% |
| STANLEY ZALESKI3 | 8916 CROWN COLONY BLVD FT MYERS, FL 33908 | COLONIAL LIFE AND ACCIDENT INSURANCE | $3 | — | $3 | 0.01% |
| INNOVATIVE PARTNERS LLC3 | INNOVATIVE PARTNERS LLC HARTFORD, CT 06103 | COLONIAL LIFE AND ACCIDENT INSURANCE | $3 | — | $3 | 0.01% |
| MAYNARD BENEFITS GRP INC3 | PO BOX 9115 NORTH MYRTLE BEACH, SC 29582 | COLONIAL LIFE AND ACCIDENT INSURANCE | $2 | — | $2 | 0.00% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY WE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $2K | $4K | 14.48% |
| KEY INSURANCE & BENEFIT SERVICES3 Filed as: KEY INSURANCE CONSULTANTS INC | 302 BITHYNIA CIR IRMO, SC 29063 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $703 | — | $703 | 2.46% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY WE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $2K | $4K | 14.31% |
| KEY INSURANCE & BENEFIT SERVICES3 Filed as: KEY INSURANCE CONSULTANTS INC | 302 BITHYNIA CIR IRMO, SC 29063 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $692 | — | $692 | 2.52% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY WE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $5K | 22.82% |
| KEY INSURANCE & BENEFIT SERVICES3 Filed as: KEY INSURANCE CONSULTANTS INC | 302 BITHYNIA CIR IRMO, SC 290638998 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 5.26% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY WE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $1K | $3K | 14.79% |
| KEY INSURANCE & BENEFIT SERVICES3 Filed as: KEY INSURANCE CONSULTANTS INC | 302 BITHYNIA CIR IRMO, SC 29063 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $494 | — | $494 | 2.54% |
| KEY INSURANCE & BENEFIT SERVICES3 Filed as: KEY INSURANCE CONSULTANTS INC | 302 BITHYNIA CIR IRMO, SC 29063 | EYE MED | $842 | — | $842 | 10.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 94 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 94 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CHOICE HEALTH PLAN SOUTH CAROLINA | 67 | $709K |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 94 | $44K |
| Vision | EYE MED | 83 | $8K |
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE | 93 | $93K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 74 | $19K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 70 | $27K |
| Prescription drug | BLUE CHOICE HEALTH PLAN SOUTH CAROLINA | 67 | $709K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 93 | $51K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 94 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.