Welfare broker

DAVID C REID LLC

Mailing address (most recent filing)

566 LANHAM RD

EDGEFIELD, SC 29824

Total comp: $90K
Commissions: $90K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where DAVID C REID LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$14.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ME	1	$14.3M	0.3%	296.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAVID C REID LLC's plans by broker comp / premium ratio. Median 0.35% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of DAVID C REID LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DAVID C REID LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNUM GROUP UNUM GROUP WELFARE BENEFITS PLAN	ME	$14.3M	$49K	UNUM LIFE INSURANCE COMPANY OF AMERICA