| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE NASH AGENCY INC3 Filed as: THE NASH AGENCY, INC. | PO BOX 1948 ORANGEBURG, SC 29116 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | — | $43K | $43K | 4.00% |
| PAUL ROLLINS3 | 3391 CANNON BRIDGE RD CORDOVA, SC 29039 | AFLAC | $6K | — | $6K | 8.90% |
| THE NASH AGENCY INC3 Filed as: THE NASH AGENCY | 562 SUMMERS AVE ORANGEBURG, SC 29115 | AFLAC | $2K | — | $2K | 3.88% |
| HEYWARD RICHARDSON JR3 | 1201 MAIN ST STE 2300 COLUMBIA, SC 29201 | AFLAC | $2K | — | $2K | 3.47% |
| DAVID C BERRY3 Filed as: DAVID C. BERRY | 2545 HEATHWAY DR FLORENCE, SC 29501 | AFLAC | $863 | — | $863 | 1.37% |
| TERRANCE M LUCZAJ3 Filed as: TERRANCE LUCZA | 1201 MAIN ST STE 2300 COLUMBIA, SC 29201 | AFLAC | $573 | — | $573 | 0.91% |
| RITA ROLLINS3 | 3391 CANNON BRIDGE RD CORDOVA, SC 29039 | AFLAC | $380 | — | $380 | 0.60% |
| JOHN TYLER3 | 201 W MCBEE AVE STE 301 GREENVILLE, SC 29601 | AFLAC | $172 | — | $172 | 0.27% |
| PATRICIA A PARK3 | 5000 THURMOND MALL STE 103 COLUMBIA, SC 29201 | AFLAC | $120 | — | $120 | 0.19% |
| DAYTON LLC3 | 221 SERENITY DR PICKENS, SC 29671 | AFLAC | $33 | — | $33 | 0.05% |
| KEVIN R MCFADDEN3 Filed as: KEVIN R. MCFADDEN | 2612 LOHR DR MT. PLEASANT, SC 29466 | AFLAC | $33 | — | $33 | 0.05% |
| THE NASH AGENCY INC3 Filed as: NASH AGENCY INC | PO BOX 1948 ORANGEBURG, SC 29116 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 12.02% |
| AXA ASSISTANCE, USA5 Filed as: AXA ASSISTANCE USA | 122 S MICHIGAN AVE STE 1100 CHICAGO, IL 606036115 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $39 | $39 | 0.12% |
| PAUL ROLLINS3 | 3391 CANNON BRIDGE RD CORDOVA, SC 29039 | AFLAC | $374 | — | $374 | 5.39% |
| THE NASH AGENCY INC3 Filed as: THE NASH AGENCY | 562 SUMMERS AVE ORGANGEBURG, SC 29115 | AFLAC | $302 | — | $302 | 4.35% |
| HEYWARD RICHARDSON JR3 | 140 WILDEWOOD PARK STE 108 COLUMBIA, SC 29201 | AFLAC | $89 | — | $89 | 1.28% |
| DAVID C BERRY3 Filed as: DAVID C. BERRY | 2545 HEATHWAY DR FLORENCE, SC 29501 | AFLAC | $25 | — | $25 | 0.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 120 | $1.1M |
| Life insurance(8 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 120 | $69K |
| Short-term disability(2 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 121 | $2K |
| Long-term disability(2 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 95 | $38K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 120 | $1.1M |
| Other(6 contracts, 2 carriers) | AFLAC | 120 | $73K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 121 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.