| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE NASH AGENCY INC3 Filed as: THE NASH AGENCY, INC. | PO BOX 1948 ORANGEBURG, SC 29116 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | — | $41K | $41K | 3.00% |
| THE NASH AGENCY INC3 Filed as: THE NASH AGENCY | 562 SUMMERS AVE ORANGEBURG, SC 29115 | AFLAC | $2K | — | $2K | 5.66% |
| PAUL ROLLINS3 | 3391 CANNON BRIDGE RD CORDOVA, SC 29039 | AFLAC | $2K | $162 | $2K | 4.56% |
| HEYWARD RICHARDSON JR3 | 1201 MAIN ST STE 2300 COLUMBIA, SC 29201 | AFLAC | $921 | $32 | $953 | 2.40% |
| TERRANCE M LUCZAJ3 Filed as: TERRANCE LUCZAJ | 1201 MAIN ST STE 2300 COLUMBIA, SC 29201 | AFLAC | $295 | — | $295 | 0.74% |
| LARRY W NICHOLSON3 | 116 E MAIN ST ROCK HILL, SC 29730 | AFLAC | $128 | $22 | $150 | 0.38% |
| DAVID C BERRY3 Filed as: DAVID C. BERRY | 2545 HEATHWAY DR FLORENCE, SC 29501 | AFLAC | $101 | — | $101 | 0.25% |
| JOHN TYLER3 | 201 W MCBEE AVE STE 301 GREENVILLE, SC 29601 | AFLAC | $98 | — | $98 | 0.25% |
| PATRICIA A PARK3 | 5000 THURMOND MALL STE 103 COLUMBIA, SC 29201 | AFLAC | $69 | — | $69 | 0.17% |
| DAYTON LLC3 | 221 SERENITY DR PICKENS, SC 29671 | AFLAC | $19 | — | $19 | 0.05% |
| KEVIN R MCFADDEN3 Filed as: KEVIN R. MCFADDEN | 2612 LOHR DR MT. PLEASANT, SC 29466 | AFLAC | $19 | — | $19 | 0.05% |
| CATHERINE D JAMES3 Filed as: CATHERINE JAMES | 4531 MEADOWOOD RD COLUMBIA, SC 29206 | AFLAC | $11 | — | $11 | 0.03% |
| THE NASH AGENCY INC3 Filed as: THE NASH AGENCY | PO BOX 1948 ORANGEBURG, SC 29116 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 17.05% |
| AXA ASSISTANCE, USA5 Filed as: AXA ASSISTANCE USA | 122 S MICHIGAN AVE STE 1100 CHICAGO, IL 606036115 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $44 | $44 | 0.19% |
| PAUL ROLLINS3 | 3391 CANNON BRIDGE RD CORDOVA, SC 29039 | AFLAC | $832 | $243 | $1K | 6.50% |
| THE NASH AGENCY INC3 | 562 SUMMERS AVE ORANGEBURG, SC 29115 | AFLAC | $1K | — | $1K | 6.38% |
| HEYWARD RICHARDSON JR3 | 140 WILDEWOOD PARK STE 108 COLUMBIA, SC 29201 | AFLAC | $391 | $49 | $440 | 2.66% |
| LARRY W NICHOLSON3 | 116 E MAIN ST ROCK HILL, SC 29730 | AFLAC | $70 | $49 | $119 | 0.72% |
| DAVID C BERRY3 | 2545 HEATHWAY DR FLORENCE, SC 29501 | AFLAC | $87 | — | $87 | 0.53% |
| TERRANCE M LUCZAJ3 | 435 HARRODS LN CHARLESTON, SC 29412 | AFLAC | $33 | — | $33 | 0.20% |
| JOHN D TYLER3 | 2131 KILEY WAY EDMOND, OH 73034 | AFLAC | $11 | — | $11 | 0.07% |
| PATRICIA A PARK3 | 5000 THURMOND MALL STE 103 COLUMBIA, SC 29201 | AFLAC | $8 | — | $8 | 0.05% |
| KEVIN R MCFADDEN3 Filed as: KEVIN MCFADDEN | 1820 W CANNING DR MT PLEASANT, SC 29466 | AFLAC | $2 | — | $2 | 0.01% |
| DAYTON LLC3 | 554 OTC PARKWAY STE 10236 GREENWOOD VILLAGE, CO 80111 | AFLAC | $2 | — | $2 | 0.01% |
| THE NASH AGENCY INC3 Filed as: THE NASH AGENCY | 562 SUMMERS AVE ORGANGEBURG, SC 29115 | AFLAC | $1K | — | $1K | 9.58% |
| PAUL ROLLINS3 | 3391 CANNON BRIDGE RD CORDOVA, SC 29039 | AFLAC | $1K | $252 | $1K | 8.41% |
| HEYWARD RICHARDSON JR3 | 140 WILDEWOOD PARK STE 108 COLUMBIA, SC 29201 | AFLAC | $435 | $50 | $485 | 3.19% |
| LARRY W NICHOLSON3 Filed as: LARRY W. NICHOLSON | 116 E MAIN ST ROCK HILL, SC 29730 | AFLAC | $117 | $50 | $167 | 1.10% |
| TERRANCE M LUCZAJ3 | 435 HARRODS LN CHARLESTON, SC 29412 | AFLAC | $84 | — | $84 | 0.55% |
| DAVID C BERRY3 Filed as: DAVID C. BERRY | 2545 HEATHWAY DR FLORENCE, SC 29501 | AFLAC | $18 | — | $18 | 0.12% |
| PAUL ROLLINS3 | 3391 CANNON BRIDGE RD CORDOVA, SC 29039 | AFLAC | $65 | — | $65 | 0.65% |
| THE NASH AGENCY INC3 | 562 SUMMERS AVE ORANGEBURG, SC 29115 | AFLAC | $60 | — | $60 | 0.60% |
| HEYWARD RICHARDSON JR3 | 140 WILDEWOOD PARK STE 108 COLUMBIA, SC 29201 | AFLAC | $34 | — | $34 | 0.34% |
| DAVID C BERRY3 | 2545 HEATHWAY DR FLORENCE, SC 29501 | AFLAC | $9 | — | $9 | 0.09% |
| TERRANCE M LUCZAJ3 | 435 HARRODS LN CHARLESTON, SC 29412 | AFLAC | $6 | — | $6 | 0.06% |
| LARRY W NICHOLSON3 | 116 E MAIN ST ROCK HILL, SC 29730 | AFLAC | $3 | — | $3 | 0.03% |
| JOHN D TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $2 | — | $2 | 0.02% |
| THE NASH AGENCY INC3 Filed as: THE NASH AGENCY | 562 SUMMERS AVE ORANGEBURG, SC 29115 | AFLAC | $468 | — | $468 | 4.70% |
| PAUL ROLLINS3 | 3391 CANNON BRIDGE RD CORDOVA, SC 29039 | AFLAC | $349 | $91 | $440 | 4.42% |
| HEYWARD RICHARDSON JR3 | 140 WILDEWOOD PARK STE 108 COLUMBIA, SC 29201 | AFLAC | $206 | $18 | $224 | 2.25% |
| TERRANCE M LUCZAJ3 Filed as: TERRANCE LUCZAJ | 435 HARRODS LN CHARLESTON, SC 29412 | AFLAC | $112 | — | $112 | 1.13% |
| LARRY W NICHOLSON3 | 116 E MAIN ST ROCK HILL, SC 29730 | AFLAC | $21 | $18 | $39 | 0.39% |
| JOHN D TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $26 | — | $26 | 0.26% |
| PATRICIA A PARK3 | 5000 THURMOND MALL STE 103 COLUMBIA, SC 29201 | AFLAC | $18 | — | $18 | 0.18% |
| CATHERINE D JAMES3 | 4531 MEADOWWOOD RD COLUMBIA, SC 29206 | AFLAC | $6 | — | $6 | 0.06% |
| DAVID C BERRY3 | 2545 HEATHWAY DR FLORENCE, SC 29466 | AFLAC | $5 | — | $5 | 0.05% |
| DAYTON LLC3 | 5445 OTC PARKWAY STE 10236 GREENWOOD VILLAGE, CO 80111 | AFLAC | $5 | — | $5 | 0.05% |
| HEYWARD RICHARDSON JR3 | 140 WILDEWOOD PARK STE 108 COLUMBIA, SC 29201 | AFLAC | $25 | — | $25 | 3.09% |
| DAVID C BERRY3 | 2545 HEATHWAY DR FLORENCE, SC 29501 | AFLAC | $11 | — | $11 | 1.36% |
| PAUL ROLLINS3 | 3391 CANNON BRIDGE RD CORDOVA, SC 29039 | AFLAC | $7 | — | $7 | 0.86% |
| THE NASH AGENCY INC2 | 562 SUMMERS AVE ORANGEBURG, SC 29115 | AFLAC | $2 | — | $2 | 0.25% |
| TERRANCE M LUCZAJ3 | 435 HARRODS LN CHARLESTON, SC 29412 | AFLAC | $2 | — | $2 | 0.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 124 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 124 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 123 | $1.4M |
| Life insurance(6 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 125 | $32K |
| Short-term disability(2 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 125 | $2K |
| Long-term disability(2 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 125 | $12K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 123 | $1.4M |
| Other(9 contracts, 2 carriers) | AFLAC | 20 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 125 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.