| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | 312 ELM STREET CINCINNATI, OH 45202 | AETNA LIFE INSURANCE CO. | $0 | $40K | $40K | 5.62% |
| BROKERS HOLDING GROUP3 Filed as: BROKERS HOLDING GROUP, LLC | 250 BERRYHILL ROAD COLUMBIA, SC 29210 | AETNA LIFE INSURANCE CO. | $10K | $0 | $10K | 1.45% |
| BROKERS HOLDING GROUP3 Filed as: BROKERS HOLDING GROUP, LLC | 455 SAINT ANDREWS ROAD COLUMBIA, SC 29210 | AETNA LIFE INSURANCE CO. | $942 | $0 | $942 | 0.13% |
| USI INSURANCE SERVICES LLC3 | 100 SUMMIT LAKE DRIVE, SUITE 400 VALHALLA, NY 10595 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $14K | $0 | $14K | 10.75% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | 1612 MARION STREET COLUMBIA, SC 29201 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $5K | $0 | $5K | 4.14% |
| SOUTHEAST INSURANCE GROUP INC3 Filed as: SOUTHEAST INSURANCE GROUP, INC. | 2340 HARDSCRABBLE ROAD COLUMBIA, SC 29223 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $4K | $0 | $4K | 2.97% |
| BRYCE WILLIAM SMITH3 | 4212 AUDUBON PARK DRIVE CHARLOTTE, NC 28217 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $8K | $1K | $9K | 8.59% |
| USI INSURANCE SERVICES LLC3 | 1715 NORTH WEST SHORE ROAD TAMPA, FL 33607 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $278 | $6K | 5.81% |
| THE CLARK GROUP OF SC3 Filed as: THE CLARK GROUP OF SOUTH CAROLINA | 898 ROPER ROAD LAURENS, SC 29360 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $2K | $3K | 3.32% |
| MJ INSURANCE3 Filed as: RUSSELL D RHODES AND VARIOUS AGENTS | 141 SHIPYARD CIRCLE ANDERSON, SC 29621 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $373 | $3K | 2.78% |
| JASON PAUL CAMPBELL3 | 1816 PIEDMONT HILLS PLACE APARTMENT 330 CHARLOTTE, NC 28217 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $470 | $2K | 2.34% |
| SHEALY BENEFITS SERVICES INC3 Filed as: SHEALY BENEFITS SERVICES, INC. | 215 HOGAN WAY LEXINGTON, SC 29072 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 1.74% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEM, INC. | 145 RIVER LANDING DRIVE, SUITE 203 DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $788 | $638 | $1K | 1.37% |
| USI INSURANCE SERVICES LLC3 | 6100 FAIRVIEW ROAD, SUITE 1400 CHARLOTTE, NC 28210 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | $594 | $8K | 12.02% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP, INC. | 1612 MARION STREET COLUMBIA, SC 29201 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 5.00% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62819 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $675 | $136 | $811 | 17.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 99 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 99 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 133 | $845K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 135 | $65K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 135 | $65K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 135 | $65K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 36 | $5K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 36 | $5K |
| Prescription drug | AETNA LIFE INSURANCE CO. | 133 | $717K |
| Other | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 82 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 135 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.