| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | UNKNOWN CLEMSON, SC 29631 | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | $45K | $0 | $45K | 6.03% |
| BRYCE WILLIAM SMITH3 Filed as: BRYCE WILLIAMS SMITH | 4212 AUDUBON PARK DRIVE CHARLOTTE, NC 28217 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $0 | $6K | 6.65% |
| WENDY O LANGSTON3 Filed as: WENDY O. LANGSTON AND OTHER AGENTS | 120 LONGWOOD PASS IRMO, SC 29063 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $81 | $2K | 1.60% |
| THE CLARK GROUP OF SC3 Filed as: THE CLARK GROUP OF SOUTH CAROLINA | 589 WINDMERE DRIVE LEXINGTON, SC 29072 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $863 | $562 | $1K | 1.49% |
| SHEALY BENEFITS SERVICES INC3 Filed as: SHEALY BENEFITS SERVICES, INC. | 215 HOGAN WAY LEXINGTON, SC 29072 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $16 | $1K | 1.27% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEM, INC. | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $520 | $293 | $813 | 0.85% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF S. CAROLINA, INC. | PO BOX 5139 SPARTANBURG, SC 29304 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $783 | $0 | $783 | 0.82% |
| ROBIN L HARRIS3 Filed as: ROBIN L. HARRIS | 108 LAKE HILTON DRIVE CHAPIN, SC 29036 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $400 | $63 | $463 | 0.48% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF S. CAROLINA, INC. | 10 FALCON CREST DRIVE, SUITE 1 GREENVILLE, SC 29607 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 10.36% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62819 VIRGINIA BEACH, VA 23466 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $583 | $2K | 3.06% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF VIRGINIA, INC. | 11220 ASSETT LOOP, SUITE 304 MANASSAS, VA 20109 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $1K | $1K | 2.45% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP, INC. | 1612 MARION STREET COLUMBIA, SC 29201 | PRINCIPAL LIFE INSURANCE COMPANY | $495 | $0 | $495 | 0.89% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF S. CAROLINA, INC. | PO BOX 16837 GREENVILLE, SC 29606 | METROPOLITAN LIFE INSURANCE COMPANY | $636 | $52 | $688 | 15.21% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF S. CAROLINA, INC. | PO BOX 16837 GREENVILLE, SC 29606 | METROPOLITAN LIFE INSURANCE COMPANY | $251 | $21 | $272 | 12.79% |
| USI INSURANCE SERVICES LLC3 | PO BOX 16748 GREENVILLE, SC 29606 | METROPOLITAN LIFE INSURANCE COMPANY | $130 | $0 | $130 | 6.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 93 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 93 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | 87 | $748K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 125 | $56K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 125 | $56K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 125 | $56K |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 36 | $7K |
| Long-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 36 | $7K |
| Prescription drug | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | 87 | $748K |
| Other | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 74 | $95K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 125 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.